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Top Story

Woman bungee jumping © Vitalii Nesterchuk/

4 extreme-sports insurance plans

Insurance is as vital as having a reliable parachute, scuba tank or bungee cord. Read more


Obamacare Midyear Checkup

Obamacare basic benefits

From meds to maternity, see the coverage that's required under the health care law.

Latest Insurance Headlines

Health savings account vs. IRA

For healthy people with a neat row of financial ducks and plenty of cash, health savings accounts, or HSAs, could be a retirement gift from the tax gods. It's no secret that the body begins to break down in old age, leading...Read more

Insurance for medical marijuana?

© DAVID MCNEW/Reuters/Corbis What was once considered an illicit street drug is quickly becoming a popular medicine across the U.S., raising questions about access and health insurance coverage. Marijuana is now legal for...Read more

Feeling better about Obamacare?

Familiarity with the Affordable Care Act has reinforced both negative and positive perceptions of President Barack Obama's historic health care reforms, according to the latest Bankrate Health Insurance Pulse survey. The...Read more

Require gun owners to be insured?

Should owners of firearms be required to carry gun liability insurance to cover the potential risks their weapons pose? Or do law-abiding gun owners instead need protection from insurers who may charge them more for home...Read more

Insurance Basics

Select health insurance

Price is only part of the equation when it comes to selecting health insurance . You also want to make sure you have a consumer-friendly health insurance company that makes it easy for you to get the care you need. Once...Read more

Choose a health plan

Having health insurance is great. Not having it is terrible. Between the two extremes are a lot of gray areas, paperwork and a host of confusing medical and legal terms. If you're lucky, you'll have some choices when it...Read more

Permanent insurance

Term insurance is the most common life insurance policy, and it is one that doesn't help build savings. Think of it as renting a safety net. You pay a fixed premium toward a specific payoff over a specific period of time,...Read more

Know your home insurance policy

Home insurance policies are long, complicated and written in legalese. But it can really pay to know what's in yours and how it works. "Insurance is a complex product and there's no harm and no shame in not fully understanding...Read more

Insurance Adviser

Life insurance apnea surcharge?

Dear Insurance Adviser, I have been approved for a $500,000 life insurance policy. But the company is bumping up my premium by $60 per month due to a sleep study 10 years ago that said I have sleep apnea. I am not overweight,...

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