Health Insurance

The Big Questions

What is health insurance?

Health insurance is a contract with an insurance company, which agrees to pay some or all of your medical bills based on your "coverage," or the terms of your policy. ... Read more

Why do I need health insurance?

It's no secret that health care is expensive today. The government says the cost to treat a broken leg can run $7,500 and an average three-day hospital stay can set you back $30,000. ... Read more

More questions and answers »

Health Insurance Pulse Survey

Bankrate’s monthly Health Insurance Pulse survey is tracking how people feel about health care and health coverage in the age of Obamacare. Read more about the latest survey »

How worried are you that you might not have affordable health insurance at some point in the future?

Editor's note: Percentages may not equal 100, due to rounding.
Take the Health Insurance Pulse survey

How do you feel about health insurance?

How has health insurance reform affected your wallet? Is your access to health care better or worse? Try our latest Health Insurance Pulse survey to see how your views compare with those of other Americans.

Health Insurance Exchanges

Click on the map to learn more about how to shop for and enroll in a health plan in your state.

Click to learn  more about the Health Insurance Exchange

Featured Stories

Why your boss loves HSAs and FSAs

Hearing more about health savings accounts and the like where you work? Here's why. ... Read more

Don't pay the Obamacare penalty?

You have plenty of ways to avoid the new tax penalty under the health care law. ... Read more

Can I wait to apply for Medicare?

Some people should hold off on enrolling in Medicare. But is there a penalty? ... Read more

What if Obamacare never happened?

As the Affordable Care Act turns 5 years old, we try to imagine life without it. ... Read more

Filling out Obamacare tax forms

For most taxpayers, it won't be a headache. But some will have to fill out extra forms. ... Read more

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