Capital One by Bankrate

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Find the best Capital One Credit Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

Capital One® VentureOne^SM Rewards Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 1.25 miles per dollar on every purchase, every day and no annual fee One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel Redeem miles for airline tickets, hotel rooms, car rentals, and more No limit on the miles you can earn and miles don't expire Fly on any airline, any time with no blackout dates 0% intro APR on purchases until June 2014 No foreign transaction fees

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	until June 2014	N/A	N/A	11.9% - 19.9% (V)	$0	Excellent Credit

Capital One® Venture^SM Rewards Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 2 miles per dollar on every purchase, every day As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012 Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel Redeem your miles for any travel expense No limit on the miles you can earn and miles don't expire Fly on any airline, any time with no blackout dates No foreign transaction fees $0 intro annual fee for the first year; $59 after that

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	13.9% - 20.9% (V)	$0 intro for first year; $59 after that	Excellent Credit

Capital One® Platinum Prestige Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 0% intro APR until September 2014 on balance transfers 0% intro APR until September 2014 on purchases No annual fee $0 Fraud Liability if your card is lost or stolen 24-hour travel assistance gives you a replacement card and cash advance 24-hour roadside assistance Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	until September 2014	0%	until September 2014	10.9% - 18.9% (V)	$0	Excellent Credit

Capital One® Card Finder Tool
	Click "APPLY NOW" to find card offers See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more Find the right card without affecting your credit score Get your results in less than a minute 24/7 account access $0 Fraud Liability if your card is lost or stolen Personalize your card with an image of your choice

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
See Terms	See Terms	See Terms	See Terms	Various Rates	See Terms	N/A

Capital One® Platinum Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 $0 intro annual fee for the first year; $19 after that Image Card - personalize your card with an image of your choice $0 Fraud Liability if your card is lost or stolen Monitor your spending with text message alerts

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	24.9% (V)	$0 intro for first year; $19 after that	Fair Credit

Capital One® Classic Platinum Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 0% intro APR on purchases until March 2014 $0 Fraud Liability if your card is lost or stolen Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	until March 2014	N/A	N/A	19.8% (V)	$39	Fair Credit

Capital One® Secured MasterCard®
	Click "APPLY NOW" to apply online or call 866-927-5834 Build credit with responsible use with no processing or application fees Regular reporting to the 3 major credit bureaus Monitor credit with access to a credit score and other tools Your security deposit can get you a line up to $3,000 You may qualify for a credit line increase based on your payment history and creditworthiness Use it like any MasterCard credit card, accepted at millions of locations worldwide

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	22.9% (V)	$29	Bad Credit

Journey^SM Student Rewards from Capital One®
	Designed to help students build good credit with responsible use Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit Customizable text and e-mail alerts to help keep you on track Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time No annual fee $0 Fraud Liability if your card is lost or stolen

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	19.8% (V)	$0	Average*

Capital One® Cash Rewards for Newcomers
	A card designed to help those new to the U.S. establish credit and earn cash back Build credit with responsible use -- plus automatic reporting to the three major credit bureaus Get 2% cash back on travel purchases Earn 1% cash back on all other purchases No foreign transaction fees No annual fee

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	24.9% (V)	$0	Fair Credit

LSU Tigers^TM Platinum MasterCard® from Capital One®
	2 points per $1 on purchases at gas stations and major grocery stores 1 point per $1 spent on all other purchases No limit on the points you can earn and points don't expire Redeem for travel, gift cards, and merchandise Choose from 2 unique LSU® card designs or create your own image card 0% intro APR on purchases until June 2014 No annual fee

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	until June 2014	N/A	N/A	13.9% - 19.9% (V)	$0	Excellent Credit

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Definitions

Credit cards: Enter up to 5 credit card accounts, one on each line.
Balance: Your current balance on your credit card.
Interest rate: The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to payoff this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment: This is your initial minimum monthly payment. Your minimum monthly payment is calculated as 2% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit: This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Credit card definitions

Purchases Intro APR: The initial interest rate that is charged for a specified period of time.

Purchases Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

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Credit card tip

Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.

Credit card tip

Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.

Credit card tip

If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.

Quality Assurance

Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Product	Rate
Balance Transfer Cards	16.00%
Cash Back Cards	16.34%
Low Interest Cards	10.93%
Rewards Cards	15.80%

Capital One® Spark^SM Cash Select for Business
	Get a 50% bonus on the cash back you earn every year Earn 1% cash back on every purchase, every day Save with 0% intro APR on all purchases until December 2013 Enjoy no annual fee Get online Quarterly and Year-End Summaries Redeem cash rewards anytime, for any amount, even set up automatic redemption Earn unlimited cash rewards that don’t expire

Capital One® Spark^SM Miles Select for Business
	Get a 50% bonus on the miles you earn every year Earn 1 mile per dollar on every purchase, every day Save with 0% intro APR on all purchases until December 2013 Enjoy no annual fee Get online Quarterly and Year-End Summaries There’s no limit to the amount of miles you can earn and miles don’t expire Fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® Spark^SM Miles for Business
	Earn 2 miles per dollar on every purchase, every day Get 10,000 bonus miles - just spend $1,000 on purchases within the first 3 months Receive 5,000 bonus miles by signing up for one or more employee cards Enjoy exclusive, award-winning customer service $0 intro annual fee for the first year; $59 after that There's no limit to the amount of miles you can earn and miles don't expire Redeem miles for travel, cash back, gift cards, merchandise, and more Fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® Spark^SM Cash for Business
	Earn 2% cash back on every purchase, every day Get a $100 cash bonus - just spend $1,000 on purchases within the first 3 months Receive a $50 cash bonus by signing up for one or more employee cards Enjoy award-winning small business customer service $0 intro annual fee for the first year; $59 after that Redeem cash rewards anytime, for any amount, even set up automatic redemption Earn unlimited cash rewards that don't expire

Capital One® Spark^SM Classic for Business
	Enjoy no annual fee Build business credit with responsible use with eligibility for an automatic credit line increase Earn 1% cash back on every purchase, every day Separate business expenses from personal expenses $0 Fraud Liability if your card is ever lost or stolen Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service