Credit CARD Act – Bankrate.com

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Credit CARD Act

	Credit card quandary: figuring promo rates How are payments applied to cards with promo rates? It's clear in some cases, murky in others. Does law cap credit card interest rates? Cut card fees on purchase abroad 8 'gotchas' of the Credit CARD Act

	Recent Credit CARD Act stories
	10 canny credit card tips for 2011 Navigate the new credit card environment. Here's a guide to rules effective in 2011. Video: New credit card era Bankrate's Leslie McFadden explains the effects of the new credit card law. Using a gift card under the CARD Act You may not have known that the CARD Act of 2009 also affects the gift cards in your wallet. Does Credit CARD Act force rate reduction? In a blow to credit card users, some rate hikes are not covered by the Credit CARD Act. New law doesn't help business credit cards The Credit CARD Act does not apply to small-business credit cards. What can business people do? 5 ways the CARD Act helps credit card balance carriers Cardholders who carry a balance will benefit from the new law -- unless they break these rules. 5 tips for the new credit card era The Credit CARD Act came into effect Monday. Here's what you need to know to benefit from it. Rep. Maloney discusses Credit CARD Act As the Credit CARD Act takes effect, Rep. Carolyn Maloney discusses cardholder protections. Credit card issuers react to Credit CARD Act The Credit CARD Act takes effect today. Here are the new tactics issuers may use. Plastic Rap: Card account changes abound A new survey found that 43 percent of consumers have seen recent changes to their credit card accounts. 10 credit card moves in 2010 Follow these tips to get the most out of a new credit card law that will benefit consumers in 2010. Credit card blog: Holiday tips for cards Use credit cards wisely as you finish (or start) holiday shopping. 6 smart credit card moves now Credit card issuers are offsetting losses by hiking rates and imposing fees. Stay ahead of the game. Credit card blog: New bill would freeze credit card interest rates Sen. Dodd introduced a bill to freeze interest rates until February. How to manage credit cards after financial crisis The financial crisis caused issuers to punish cardholders. What are the best moves to make now? 8 major benefits of new credit card law Here are the highlights of the Credit CARD Act of 2009 that benefit cardholders, some of which take effect today. Congresswoman Carolyn Maloney introduces Credit Cardholders' Bill of Rights Many industry practices have become unfair, says Congresswoman Carolyn Maloney. New credit card rules have down side Credit card reforms may help consumers, but may also bring unintended consequences. Subscribe to the Plastic Rap Blog RSS Feed

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Credit Card Averages

Product	Rate
Balance Transfer Cards	16.14%
Cash Back Cards	16.40%
Low Interest Cards	10.78%
Rewards Cards	15.46%

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