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United States closing costs map

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Closing costs

Bankrate.com researchers gathered closing-cost data from 8 to 10 lenders in all states and the District of Columbia. Click a state for a fee-by-fee breakdown of the average closing costs for a mortgage.

The states with the highest closing costs in 2015 were Hawaii, New Jersey and Connecticut. The states with the lowest closing costs were Ohio, Idaho and Wyoming.

Bankrate.com surveyed up to 10 lenders in each state in June 2015 and obtained Good Faith Estimates online for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in the state's largest city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and credit reports. The survey excludes points, title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items.

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Comparing closing costs With fees for everything from the appraisal to the wire transfer, getting a mortgage is costly. See what the average fees are for your state.
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