Average closing costs by state
Bankrate.com researchers gathered closing-cost data from up to 10 lenders in all states and the District of Columbia.
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Click a state for a fee-by-fee breakdown of the average closing costs for a mortgage.
Bankrate.com surveyed up to 10 lenders in each state in June 2016 and obtained Loan Estimates online for a $200,000 mortgage to buy a single-family home with a 20% down payment in a large city in that state. Costs include fees charged by lenders, as well as 3rd-party fees for services such as appraisals and credit reports. The survey excludes points, title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items. Those items can cost a lot in total, but they are so local and variable that they are not included in Bankrate's survey.