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Tips for using credit cards while traveling

Credit Cards » Tips For Using Credit Cards While Traveling

Let card issuers know you're traveling
Let card issuers know you're traveling © gpointstudio/Shutterstock.com

Let card issuers know you're traveling

Remember as a teen when you had to let Mom and Dad know you were leaving the house, where you were going and when you'd be back? Now it's your card companies that get that call.

Many credit card and debit card issuers are using security software and other means to fight fraud, says Susan Tiffany, director of consumer periodicals for the Credit Union National Association.

So if you normally buy shoes on Michigan Avenue and suddenly you're buying croissants on the Champs Elysees, there's a chance your card could be declined or suspended.

"If you're going to be outside your normal stomping ground, make sure you let your card issuer know," she says.

"Even if you're just going to a different state, it never hurts," Tiffany says. And that goes for credit and debit cards, she adds.

Bonus travel tip: While you have that debit card issuer on the phone, ask if you have a daily spending limit or daily ATM withdrawal limit, she says. Not every card does, but it's something you want to know before you leave home, Tiffany says.

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