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Choose the best credit cards and low APR rewards credit offers.

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Janna Herron
A store credit card with an extremely low limit may not be worth keeping in your wallet.
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Brian Kelly, The Points Guy

Q&A with 'The Points Guy'

What's the best credit card rewards program for you? Here's some advice from "The Points Guy."

10 wacky credit card rewardsBuy gifts with rewards points2012 survey of cash-back cards
Using a credit card overseas likely means a foreign transaction fee. What does yours charge?
Do you rack up big charge card balances? It could hurt your chances at getting a mortgage.
Looking to get scammed? These moves could make you a victim of credit card fraud.
Your credit card doesn't have to go missing for fraud to occur. Know these common schemes.
Credit Card Averages
Product Rate
Balance Transfer Cards 15.92%
Cash Back Cards 16.34%
Low Interest Cards 11.01%
Rewards Cards 15.80%
Compare rates:
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Plastic Jungle, a gift card exchange site, said it's no longer buying or selling gift cards on its website.
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