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Modern MBA's Top Credit Card Picks

American Express Platinum Card®
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4.8

Bankrate score

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on American Express's secure site

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Intro offer

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As High As 175,000 points. Find Out Your Offer.

Recommended credit score

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Good to Excellent

Regular APR

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Annual fee

$895

Rewards rate

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5X

Modern MBA's Take:

This card turns travel into a much more pleasant experience. Lounges, upgrades, credits… it basically makes the airport feel like a luxury hotel lobby, and I’m never going back to flying without it.

Capital One Venture X Rewards Credit Card
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5.0

Bankrate score

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on Capital One's secure site

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Intro offer

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Earn 75,000 bonus miles

Recommended credit score

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740 - 850

Regular APR

19.49% - 28.49% (Variable)

Annual fee

$395

Rewards rate

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2 Miles - 10 Miles

Modern MBA's Take:

The Venture X is my favorite premium card for simplicity, with easy-to-use travel credits, strong earning rates, and an annual fee that effectively pays for itself.

Chase Sapphire Preferred® Card
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4.9

Bankrate score

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on Chase's secure site

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Intro offer

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75,000 bonus points

Recommended credit score

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670 - 850

Regular APR

19.24% - 27.49% Variable

Annual fee

$95

Rewards rate

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1x - 5x

Modern MBA's Take:

This is my go-to all-around travel card because it earns flexible Chase Ultimate Rewards points and offers excellent travel protections at a reasonable annual fee. I love that you can transfer Chase points to multiple partners, including Hyatt Hotels.

Ink Business Unlimited® Credit Card

Bankrate score

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4.2
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Bankrate review
Recommended credit score:670 - 850
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on Chase's secure site

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Intro offer

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Earn $750 bonus cash back

Rewards Rate

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1.5%

Annual fee

$0

Regular APR

16.74% - 24.74% Variable

Modern MBA's Take:

If you run a business, this card is one of the best. The multipliers are great, has a large bonus, and it’s one of the fastest ways I’ve found to scale travel rewards.