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Cal's Top Credit Card Picks

Ink Business Unlimited® Credit Card
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4.2

Bankrate score

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on Chase's secure site

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Intro offer

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Earn $750 bonus cash back

Recommended credit score

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670 - 850

Regular APR

16.74% - 24.74% Variable

Annual fee

$0

Rewards rate

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1.5%

Cal's Take

This has been my highest-performing card over the last year and a half and resonates well with my audience.

American Express® Business Gold Card
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5.0

Bankrate score

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on American Express's secure site

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Intro offer

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Earn 100,000 points

Recommended credit score

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Good to Excellent

Regular APR

17.74% - 28.49% Variable

Annual fee

$375

Rewards rate

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1X - 4X

Cal's Take:

Strong brand trust, flexible rewards, and a good fit for business owners with higher monthly spend.

Chase Sapphire Preferred® Card
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4.9

Bankrate score

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on Chase's secure site

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Intro offer

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75,000 bonus points

Recommended credit score

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670 - 850

Regular APR

19.24% - 27.49% Variable

Annual fee

$95

Rewards rate

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1x - 5x

Cal's Take:

Popular entry-level premium card that converts well with users looking to transition into travel rewards.

Capital One Venture X Rewards Credit Card

Bankrate score

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5.0
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Bankrate review
Recommended credit score:740 - 850
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on Capital One's secure site

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Intro offer

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Earn 75,000 bonus miles

Rewards Rate

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2 Miles - 10 Miles

Annual fee

$395

Regular APR

19.49% - 28.49% (Variable)

Cal's Take:

The Venture X is my favorite premium card for simplicity, with easy-to-use travel credits, strong earning rates, and an annual fee that effectively pays for itself.