Yes, getting a mortgage takes work. It's not impossible (if your credit's good). Read more
Here's how to determine whether you will benefit by refinancing your mortgage. Read more
Lenders are more willing to offer these loans, and rates are low. But terms are strict. Read more
Traditionally, lenders demanded 20 percent down. But today, there are more alternatives for potential homebuyers. Read more
Your monthly principal and interest charges are determined by the rate and the amount of the loan. And the rate and loan amount, in turn, are affected by several factors.
Wondering if you need mortgage insurance? Find everything you need to know at Bankrate.com
There are two different types of points, and knowing the difference will affect your monthly payment and your taxes.
This final step toward homeownership is fraught with danger. If you can get through the closing process, the house is yours. Read more
On closing day, you'll officially seal the deal. It's also your opportunity to make any last-minute changes. Read more