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Mortgage Center

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Mortgage Tools & Analysis

Mortgage Analysis

What happened to mortgage rates in the past week? Find out why.

100%x200 Interest Rate Round Up

See the latest interest rates on five common consumer banking products from Bankrate.com's national survey of large banks and thrifts.

Mortgage Mobile App

Check mortgage rates for purchase and refinance.

Calculate monthly mortgage payments, including property taxesm HOA costs & more.

Your mortgage payment

Down payment

Traditionally, lenders demanded 20 percent down. But today, there are more alternatives for potential homebuyers. Read more

© Andy Dean Photography Shutterstock.com Low-down-payment mortgage types

Your monthly principal and interest charges are determined by the rate and the amount of the loan. And the rate and loan amount, in turn, are affected by several factors.

© mikeledray/Shutterstock.com What is mortgage insurance?

Wondering if you need mortgage insurance? Find everything you need to know at Bankrate.com

© nito/Shutterstock.com What about mortgage points?

There are two different types of points, and knowing the difference will affect your monthly payment and your taxes.

Average rates in DC Metro, DC

Can cash-out refi help 401(k)?

Mortgage rates are so low that a cash-out refinance can boost your 401(k). Here's how.

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Closing time

The closing process

This final step toward homeownership is fraught with danger. If you can get through the closing process, the house is yours. Read more

Understanding the closing process

On closing day, you'll officially seal the deal. It's also your opportunity to make any last-minute changes. Read more

The news on escrow accounts

Escrow accounts ensure that the taxes and insurance will be paid, and on time. Read more

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Home Equity Loan

Reasons to use home equity: 5 good, 1 bad

Here are one good reason, four OK reasons and one bad reason to use your home equity. Read more

Exploring HELOC

What is a HELOC? Read the most recent HELOC stories at Bankrate.com today. Read more

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