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Mortgage News

Mortgage rates climb again but stay low. Will the Fed rain on the parade?

Rates are well below their 2017 highs. Central bank moves could curtail the bargains. Read more

9 grants and programs to help you buy your first home

Assistance for new buyers can make homeownership less daunting and more affordable. Read more

Refinance rates move up for Saturday

Several benchmark refinance rates cruised higher today. If you’re shopping for a mortgage, see what that means for you. Read more

Refinance rates advance for Friday

Several benchmark refinance rates increased today. If you’re in the market for a mortgage, see how your payments might be affected. Read more

Mortgage tools & analysis

Today's best mortgage rates

Shopping for a home? Compare rates in your area and find the perfect deal on a mortgage.

100%x200 Current interest rates

See the latest interest rates on five common consumer banking products from Bankrate.com's national survey of large banks and thrifts.

Your mortgage payment

Down payment

Traditionally, lenders demanded 20 percent down. But today, there are more alternatives for potential homebuyers. Read more

© Andy Dean Photography Shutterstock.com Low-down-payment mortgage types

Your monthly principal and interest charges are determined by the rate and the amount of the loan. And the rate and loan amount, in turn, are affected by several factors.

© mikeledray/Shutterstock.com What is mortgage insurance?

Wondering if you need mortgage insurance? Find everything you need to know at Bankrate.com

© nito/Shutterstock.com What about mortgage points?

There are two different types of points, and knowing the difference will affect your monthly payment and your taxes.

Average rates in Reston-Manassas, VA

Reverse mortgages

They charge steep upfront costs and may interfere with Medicaid, but seniors are relying on them more than ever.

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Closing time

The closing process

This final step toward homeownership is fraught with danger. If you can get through the closing process, the house is yours. Read more

Understanding the closing process

On closing day, you'll officially seal the deal. It's also your opportunity to make any last-minute changes. Read more

The news on escrow accounts

Escrow accounts ensure that the taxes and insurance will be paid, and on time. Read more

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Home Equity Loan

Reasons to use home equity: 5 good, 1 bad

Here are one good reason, four OK reasons and one bad reason to use your home equity. Read more

Exploring HELOC

What is a HELOC? Read the most recent HELOC stories at Bankrate.com today. Read more

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