Bankrate.com makes finding, comparing, and applying for a credit card an easy
process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards
and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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Pink ACE Elite™ Visa® Prepaid Card
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- Official Sponsor of the National Breast Cancer Foundation (NBCF).
- Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
- Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
- Secure: Card funds are backed by Visa® Zero Liability*
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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up to $9.95 monthly fee
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No Credit Check
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Western Union® MoneyWise™ Prepaid MasterCard®
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- No Checking Account or Credit Check Required
- Payroll and Government Benefit Direct Deposit — Get a $10 Bonus*!
- Reloadable*
- Protected by MasterCard's Zero Liability Policy*
- *See Site for Details
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$0
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No Credit Check
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PayPower™ Visa® Prepaid Card
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- $0 activation fee when you signup online!
- Earn $20 with free direct deposit of your employer paychecks on to your PayPower card
- Earn $30 when you direct deposit your government benefits checks on to your PayPower card
- Refer a friend and earn $20 when they sign up
- No Credit Check, Overdraft Fees, Minimum balances or existing bank account required
- Use everywhere Visa debit cards are accepted, including online and at ATM's
- Safe and secure alternative to cash and funds are protected by the Visa Zero Liability policy
- Free online bill pay, customer service, and card to card transactions
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Up to $5.95 Monthly
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No Credit Check
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Prepaid Visa® Classic RushCard
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- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Choose from multiple fee plan options, and switch for free.
- Transfer money to another RushCard member for just $0.99.
- No overdraft fees.
- Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Variable Monthly Fees
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No Credit Check
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American Express® Serve
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- Get American Express Serve and you could get $50 when you use Direct Deposit. Must enroll in Direct Deposit by 9/30/13.*
- No credit check. No minimum balance. No activation fee.
- Manage your money with the prepaid card, online account, and mobile app.
- Shop online or off and get access to membership benefits like Purchase Protection.*
- Enroll in Direct Deposit to get your paycheck in your American Express Serve Account on payday.
- No need to use a check. Email money to anyone no matter where they have a bank account.
- The safety and security of American Express.
- The 24/7 customer service you expect from American Express.
- *Terms, conditions and exclusions apply.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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N/A
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No Credit Check
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BuyRight Prepaid MasterCard®
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- Get access to your money up to 2 days faster* with Free Direct Deposit
- New - Choose your card design at no cost
- Guaranteed Rewards - Earn when you spend for Prepaid Cell Minutes, iTunes, RedBox, Starbucks and More**
- Online Billpay - pay bills, rent, or write personal checks
- No credit check, No bounced check fees, No overdraft fees - Ever!
- Travel in style - Rent cars, reserve hotels, shop online safely.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$7.95 monthly fee
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No Credit Check
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MAGIC Prepaid Mastercard®
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- Receive a $10 Bonus Credit* when you enroll in Direct Deposit.
- Add money for free with Direct Deposit
- Get cash for free by choosing cash back at retail stores
- Manage your account for free online and with automated alerts
- No Credit Check or Bank Account Required
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$0
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No Credit Check
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Account Now Gold Visa® Prepaid Card
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- 100% Guaranteed Approval - upon successful ID verification
- $0 Activation Fee
- $15 Bonus§ with Free† Direct Deposit
- $10,000 balance limit
- Shop online & Pay bills online
- Easy Mobile Account Access
- Deposits are FDIC insured
- BBB Accredited A+ Company
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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up to $9.95 monthly fee
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No Credit Check
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ACE Elite™ Visa® Prepaid Card
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- Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Secure: Card funds are backed by Visa® Zero Liability*
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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up to $9.95 monthly fee
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No Credit Check
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READYdebit® Visa Prepaid Card
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- Instant Account Number - No Credit Check.
- Free† Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
- Free Credit ScoreTracker1
- Choose Your Card Color - Blue or Pink
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$9.95 monthly fee
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No Credit Check
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Prepaid Visa® Baby Phat RushCard
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- Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Free 24/7 customer service.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Variable Monthly Fees
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No Credit Check
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Prepaid Visa® Purple Diamond RushCard
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- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Safer than carrying cash, use everywhere Visa debit cards are accepted.
- Choose from multiple fee plan options, and switch for free.
- Conveniently send money to family and friends with card to card transfers.
- Free 24/7 customer service.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Variable Monthly Fees
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No Credit Check
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KAIKU® Visa® Prepaid Card
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- $1.95 Monthly Fee
- No Credit Check
- Direct Deposit Included
- 55,000+ In-Network ATMs
- Bank Account Loading
- Card-to-Card Transfers With No Transactional Fee
- Mobile Apps for iPhone, Android, and Blackberry smartphones
- 24/7 Customer Service & Text Alerts Included
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$1.95 monthly fee
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No Credit Check
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Prepaid Visa® Black Diamond RushCard
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- Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Safer than carrying cash, use everywhere Visa debit cards are accepted.
- No overdraft fees.
- Conveniently send and receive money to and from family and friends with card to card transfers.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Variable Monthly Fees
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No Credit Check
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Vision Premier® Visa® Prepaid Card - Simple & Fair
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- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$7.95 monthly fee
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No Credit Check
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READYdebit Platinum Visa Prepaid Card
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- Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit ScoreTracker1
- Easy Mobile Account Access and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free† Direct Deposit — paycheck, benefits, tax refunds
- No Credit Check, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
- Deposit is fully FDIC insured
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$14.95 monthly fee
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No Credit Check
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Control Prepaid MasterCard®
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- Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster
- Refill a Prepaid Phone using your Control card - Get $1 back each time you add $25 or more.
- Simple fee plan with no cost to order or activate a card and no overdraft fees
- Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month
- Earn Cash Back Rewards & Refer A Friend bonuses
- Free Bill Pay and online budget management tools
- Transfer money to other cardholders online or with your mobile phone
- Free Smartphone App - check your transactions, balance and find the closest reload location
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Up to $7.95 monthly fee
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No Credit Check
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AccountNow® Prepaid MasterCard®
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- $0 Monthly Fee
- No Credit Check or ChexSystems check
- Instant Account Number
- Free† Direct Deposit - paycheck, benefits, tax refunds
- Easy 24/7 Online Account Access
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Use it Everywhere Mastercard Debit card accepted
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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up to $9.95 monthly fee
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No Credit Check
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NetSpend® Visa® Prepaid Card
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- Get paid up to 2 days faster when you use direct deposit
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit
- Earn cash back with NetSpend Payback RewardsTM
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!
- Funds are FDIC insured up to the current coverage limit (ID verification required).
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$9.95 monthly fee
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No Credit Check
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PayPal™ Prepaid MasterCard®
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- Real-time mobile alerts notify you of transactions and balances.
- Free direct deposit - get your paycheck and government benefits up to 2 days faster.
- Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
- No credit check, overdraft fees or interest charges.
- Get cash back rewards.
- Safer than carrying cash - use it to pay for everyday purchases.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$4.95 monthly fee
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No Credit Check
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Prepaid Visa® Pink Diamond RushCard
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- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Choose from multiple fee plan options, and switch for free.
- Earn fee rebates for maintaining balance in RushGoals program.
- Transfer money to another RushCard member for just $0.99.
- Free 24/7 customer service.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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Variable Monthly Fees
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No Credit Check
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American Express® Prepaid Card
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- The benefits of Cardmembership start here!
- Free Direct Deposit
- No Monthly, Annual or Purchase Fees
- No Overdraft, Inactivity or Foreign Exchange Fees
- Free Fraud Protection*
- Purchase Protection and Roadside Assistance*
- No Credit Check
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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N/A
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$0
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No Credit Check
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PEX Visa® Prepaid Card For Business
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- Instantly fund employee purchases.
- Gain 24/7 control over where and how much employees spend.
- Save money - no surprise interest charges or overdraft fees.
- Free Trial Period - No Monthly Fee for at least 2 months after you enroll
- No transaction fees
- No deposit fees
- Cards are personalized with the cardholder's name
- The funds on deposit are corporate funds - not employee-owned
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
|
Intro APR Period
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|
N/A
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N/A
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N/A
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N/A
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N/A
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$7.50 monthly fee
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No Credit Check
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KLS Prepaid Visa® RushCard
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- Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
- Stay connected - keep track of your money online and on your mobile.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC
- No overdraft fees
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
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Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
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|
N/A
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N/A
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N/A
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N/A
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N/A
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Variable Monthly Fees
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No Credit Check
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AccountNow® Prepaid Visa® Card
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- $0 Monthly Fee
- No Minimum Balance
- No Credit Check. No Overdraft Fee.
- Free† Direct Deposit and Online Bill Payment
- Use it everywhere Visa Debit Card accepted
- Now with Purchase Rewards
- Perfect for Occasional Usage
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
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N/A
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N/A
|
N/A
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N/A
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$0
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No Credit Check
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REACH Visa® Prepaid Card
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- Only 3 Fees - that's it - compare & save
- The card trusted by Tom Joyner
- Free Bill Pay & Check Writing
- Free Customer Service
- No Overdraft Fees, Interest Fees or Hidden Fees
- No Credit Check Required - Sign up Today
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
|
Intro APR Period
|
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N/A
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N/A
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N/A
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N/A
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N/A
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$8.95 monthly fee
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No Credit Check
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Credit card definitions
Purchases Intro APR: The initial interest rate that is charged for a specified period of time.
Purchases Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.