Bankrate.com makes finding, comparing, and applying for a credit card an easy
process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards
and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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Capital One® Platinum Prestige Credit Card
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 0% intro APR until September 2014 on balance transfers
- 0% intro APR until September 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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until September 2014
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0%
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until September 2014
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10.9% - 18.9% (V)
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$0
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Excellent Credit
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Barclaycard Arrival World MasterCard — No Annual Fee Card
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- Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (e.g. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 months
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N/A
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N/A
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14.99%-18.99% (Variable)
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$0
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Excellent Credit
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BankAmericard® Better Balance Rewards™ Credit Card
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- No annual fee
- Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the card
- Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
- Low Introductory APR offer
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%*
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12 billing cycles*
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0%*
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12 billing cycles for qualifying balance transfers*
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11.99% - 21.99% Variable* on purchases & balance transfers
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None*
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Excellent Credit
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The US Airways Premier World MasterCard®
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- Earn up to 40,000 bonus miles on qualifying transactions
- EXCLUSIVE: Redeem flights for 5,000 fewer miles
- Zone 2 boarding on every flight
- Enjoy 2 miles per $1 spent on US Airways purchases
- Earn 1 mile per $1 spent everywhere else
- Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
- First Class check-in
- Please see terms and conditions for complete details
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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0%
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for the first 15 months
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15.99% or 24.99% (Variable)
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$89
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Excellent Credit
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The Lufthansa Premier Miles & More World MasterCard®
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- Earn 20,000 award miles after your first purchase
- Earn an additional 30,000 award miles when you spend $5,000 on purchases in the first 90 days
- Cardholders receive a companion ticket annually.
- Enjoy 2 award miles per $1 on Miles & More integrated airline ticket purchases
- Earn 1 award mile per $1 spent everywhere else
- No mileage expiration with monthly qualifying purchases
- 0% Intro APR on purchases and balance transfers for the first 12 months after account opening, after that a variable APR currently 15.99% to 24.99% depending upon your creditworthiness.
- Please see terms and conditions for complete details
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 billing cycles*
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0%
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12 billing cycles*
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15.99% or 24.99%* (Variable)
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$79
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Excellent Credit
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Slate® MasterCard from Chase
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- Introductory Offer - No Balance Transfer Fee!*
- Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
- After the first 60 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.*
- 0% Introductory APR for 15 months on purchases and balance transfers!*
- Avoid interest and pay down balances faster with free Blueprint® features*
- Patented Fraud Protection and zero liability on unauthorized purchases*
- Add an additional card user to your Slate account at no extra cost*
- No Annual Fee*
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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15 months
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0%
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15 months
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11.99% - 21.99% Variable
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$0
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Excellent Credit
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Barclaycard® Rewards MasterCard® - Excellent Credit
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- Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
- 0% Introductory APR for 12 months on purchases
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 billing cycles
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N/A
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N/A
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14.99%-24.99% (Variable)
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$0
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Excellent Credit
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Barclaycard Arrival World MasterCard — $89 Annual Fee Card
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- Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on all purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 months
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N/A
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N/A
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14.99%-18.99% (Variable)
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$89, waived for 1st year
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Excellent Credit
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Barclaycard® Ring MasterCard®
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- A low 8% variable APR on balance transfers and purchases
- No Annual Fees
- No Balance Transfer Fees - start saving immediately!
- Choose your card benefits and features
- Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
- Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
- Learn more about personal finance from Barclaycard and other members
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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N/A
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N/A
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N/A
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N/A
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8.00% (Variable)
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$0
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Excellent Credit
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Upromise World MasterCard®
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- Earn $50 cash back with your first purchase
- With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard
- Earn 4% back at thousands of participating Upromise dining restaurants
- Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations
- Earn 2% cash back at eligible movie theaters
- Earn 1% cash back everywhere else
- Earn cash back on every purchase with no caps
- 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 months
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0%
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12 months
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12.99%-20.99% (Variable)
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$0
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Excellent Credit
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Citi® Diamond Preferred® Card
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- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%*
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18 months*
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0%*
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18 months*
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11.99%-21.99%* (Variable)
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$0*
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Excellent Credit
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Citi Simplicity® Card
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%*
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18 months*
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0%*
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18 months*
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12.99% - 21.99%* (Variable)
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$0*
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Excellent Credit
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The Carnival™ MasterCard®
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- 0% APR on purchases and balance transfers for the first 12 months after account opening (after that a variable APR currently 13.99% - 20.99%)
- Earn 5,000 bonus points when you use your card for the first time
- Earn DOUBLE points on any Carnival™ purchase
- Earn 1 point per $1 spent everywhere else
- Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
- No Annual Fee
- Please see terms and conditions for complete details
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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12 months
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0%
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12 months
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13.99%-20.99% (Variable)
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$0
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Excellent Credit
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Capital One® Cash Rewards
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn’t expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until March 2014
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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0%
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until March 2014
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N/A
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N/A
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19.8% (V)
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$39
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Average Credit
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Barclaycard® Rewards MasterCard® - Average Credit
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- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- No balance transfer fee
- No annual fee
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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|
N/A
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N/A
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N/A
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N/A
|
24.99% (Variable)
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$0
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Average Credit
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Capital One® Platinum Credit Card
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- Click "APPLY NOW" to apply online or call 866-781-9766
- $0 intro annual fee for the first year; $19 after that
- Image Card - personalize your card with an image of your choice
- $0 Fraud Liability if your card is lost or stolen
- Monitor your spending with text message alerts
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
|
|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
|
|
N/A
|
N/A
|
N/A
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N/A
|
24.9% (V)
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$0 intro for first year; $19 after that
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Fair Credit
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Capital One® Classic Platinum Credit Card
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 0% intro APR on purchases until March 2014
- $0 Fraud Liability if your card is lost or stolen
- Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
|
|
0%
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until March 2014
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N/A
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N/A
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19.8% (V)
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$39
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Fair Credit
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Capital One® Cash Rewards for Newcomers
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- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
|
|
Intro APR
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Intro APR Period
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Intro APR
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Intro APR Period
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|
N/A
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N/A
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N/A
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N/A
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24.9% (V)
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$0
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Fair Credit
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USAA Cash Rewards® World MasterCard®
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- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
- Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
- If you are not eligible, USAA credit cards and other products may still be available.
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Purchases
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Balance Transfer
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Regular APR
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Annual Fee
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Credit Needed
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|
Intro APR
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Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
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N/A
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N/A
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N/A
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9.90%-25.90% (Variable)
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$0
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Excellent Credit
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First Progress Platinum Elite MasterCard® Secured Credit Card
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- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- 24/7 Access to Your Account Online
- New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
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Purchases
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Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
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Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
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N/A
|
19.99% (Variable)
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$29
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Bad Credit
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Capital One® Secured MasterCard®
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- Click "APPLY NOW" to apply online or call 866-927-5834
- Build credit with responsible use with no processing or application fees
- Regular reporting to the 3 major credit bureaus
- Monitor credit with access to a credit score and other tools
- Your security deposit can get you a line up to $3,000
- You may qualify for a credit line increase based on your payment history and creditworthiness
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
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Purchases
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Balance Transfer
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Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
22.9% (V)
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$29
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Bad Credit
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USAA Rewards™ World MasterCard®
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- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
- Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
- If you are not eligible, USAA credit cards and other products may still be available.
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Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
9.90%-25.90% (Variable)
|
$0
|
Excellent Credit
|
|
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First Progress Platinum Prestige MasterCard® Secured Credit Card
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- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- 24/7 Access to Your Account Online
- New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
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Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
11.99% (Variable)
|
$44
|
Bad Credit
|
|
|
First Progress Platinum Select MasterCard® Secured Credit Card
|
|
- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- 24/7 Access to Your Account Online
- New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
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Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
14.99% (Variable)
|
$39
|
Bad Credit
|
|
|
USAA Secured Platinum Card
|
|
- It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
- Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
- Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
- Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
- Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
- If you are not eligible, USAA credit cards and other products may still be available.
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Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
N/A
|
N/A
|
N/A
|
N/A
|
9.90% (Variable)
|
$35
|
Bad Credit
|
|
|
LSU TigersTM Platinum MasterCard® from Capital One®
|
|
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards, and merchandise
- Choose from 2 unique LSU® card designs or create your own image card
- 0% intro APR on purchases until June 2014
- No annual fee
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|
Purchases
|
Balance Transfer
|
Regular APR
|
Annual Fee
|
Credit Needed
|
|
Intro APR
|
Intro APR Period
|
Intro APR
|
Intro APR Period
|
|
0%
|
until June 2014
|
N/A
|
N/A
|
13.9% - 19.9% (V)
|
$0
|
Excellent Credit
|
|
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Credit card definitions
Purchases Intro APR: The initial interest rate that is charged for a specified period of time.
Purchases Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.