I'm Lucas Wysocki with your weekly look at credit card rates.
Credit card rates sat still this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate for variable-rate credit cards stayed at 14.58 percent. For fixed-rate credit cards, the average remained at 14.02 percent for the eighth straight week.
Credit card delinquency rates are expected to increase modestly next year, according to a forecast released Wednesday from credit reporting agency TransUnion. The percentage of borrowers 90 days or more behind on credit card payments is predicted to rise to 0.87 percent at the end of 2013 from 0.83 percent so far in this year's fourth quarter. Average credit card debt is also predicted to rise from $5,050 to $5,446 over the same period.
If you're teetering on the brink of credit card delinquency, a balance transfer card with a low interest rate might bring some much-needed relief. You can shop and compare for balance transfer cards as well as rewards cards and much more right here at Bankrate.com. I'm Lucas Wysocki
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A little research could save you BIG on interest.