Banks

Banks

	Look back at the word bank Where did the word "bank" come from? This infographic puts it all on the table. List of failed banks America's top 10 biggest banks Bank should replace lost cashier's check

	Recent bank stories
	Bank ratings are secondary to insured deposits Check Bankrate's Safe & Sound rating on your bank, but make sure your deposits are insured. Europe's debt crisis & the US economy European debt is an ocean away from the U.S., but its impact could trickle down to Main Street. Should I break up with my bad bank? It's splitsville with a bank if you're unhappy. You won't snag a loan by supporting a bad bank. Video: Switch banks if fees rise Consumers are willing to switch financial institutions if their checking fees increase. Should you check your bank's credit rating? A bank's credit rating doesn't affect deposit accounts, but it's something you should check. What is the best way to bank for your buck? With so many choices in financial institutions, it pays to learn the differences. 5 reasons businesses need separate checking It's not just a place to park capital. Learn how a business checking account can be a business tool. Are online banks a good fit for you? Are online banks a good fit? Here are the distinct advantages you should consider. Considering a new bank? Consider this Ask yourself these three questions before deciding to switch to a new bank. Good banking habits with new technology Good banking habits with new technology are the key to managing your money. Banks disagree on 'unpaid' check A bank says a deposited check has been paid, yet it's returned for nonsufficient funds. Banking watchdog Sheila Bair to leave FDIC Bair kept banks afloat in the downturn while advocating reforms to avoid a future collapse. ATM fees rise, but you can avoid them ATM fees are going up, but there are ways to avoid them. Free checking accounts drop Free checking accounts can come with strings attached. 'Little guy' searches for top bank rate One man pines for solid earnings on his savings, but needs to consider the risk factor. FDIC insures bank deposits to $250,000 Once temporary, the $250,000 insurance limit on bank deposits is retained. Here's what it means. Choosing the best bank for road-trippers Here's what to look for in a bank when choosing one to fill your multistate needs. Shopping for great bank rates? Look online Online banks may have the best rates, but consider other factors before putting your money there. 3 questions to ask about a bank CD A bank CD provides a stable return, but before investing make sure it's the right move for you. Rate the bank before moving your money If your bank isn't setting a gold standard for service, consider switching. Your bank's been acquired: Should you stay? If your bank is under new ownership, consider these six factors when deciding to stay or go. Are bank branches becoming extinct? They may be on the wane, but bank branches still provide plenty of services for customers. How safe is your bank? Check the financial health of a bank, thrift or credit union before you give them your money. Changes coming for bank overdraft fees How will the new banking regulations on overdraft protection affect your bank account? How to know if your bank is a problem bank As the FDIC's list of problem banks grows, here's how to determine if your bank is safe. Should you choose a community bank? Should you choose a community bank? Or will a big national bank better serve your needs? Should you bank online? Customers who bank online gain many perks, but dangers may also lurk in cyberspace. How to choose the right type of bank account There are three reasons to hold cash, and they dictate the right type of bank account for you. Know FDIC insurance rules before moving money from bank accounts If your bank's woes have you worried about short-term liquidity, move some funds. How to complain to the bank Don't get angry, just get your money back. 10 biggest bank failures so far The financial crisis has resulted in scores of bank failures. Here are the largest, by asset size. Bankrate's 2009 checking study shows banks continue hiking fees. Banks are inflating their bottom line by hiking fees. Use our study to find the right account for you. List of failed banks: numbskull nation Humor columnist Jay MacDonald says 2009 bank failures raise the question "What's in a name?" Banks can make 'reasonable' ID requests Banks have the right to make "reasonable" requests when trying to verify identification. Bank not responsible in check dispute A bank is not responsible for enforcing the terms of a restrictive endorsement of a check. FDIC reins in troubled banks The FDIC is restricting some banks from paying high interest. Will it hurt savers? Banks offer small personal loans The FDIC is testing whether banks can profit from the big business of payday lending. Bank deposit delay zaps small business Business owners who know bank deposit rules can avoid the potential for messy payroll problems. Anatomy of a bank account statement Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide. Ignoring bank cutoff date can be costly Bank cutoff times determine when a transaction is official, so know your institution's rules. Balancing checking accounts Balancing your checking account shouldn't take much time, and it can save you from high fees. Banks offer excess share insurance for deposits A handful of banks are willing to insure commercial deposits above the $100,000 level. Don't blame banks for overdraft fees There's just one good solution to bank overdraft fees and that's to avoid overdrafting your account.

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Product	Yield	+/-	Last week
MMA	0.47%		0.47%
$10K MMA	0.47%		0.47%
MMA jumbo	0.60%		0.60%
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Look back at the word bank

Recent bank stories