- 13.02% (all fixed)
- 15.7% (all variable)
Credit card rates remained unchanged for the sixth week in a row, according to Bankrate's weekly survey of interest rates.
The average annual percentage rate, or APR, for fixed-rate cards held at 13.02 percent, where it has stood since early 2013. The APR for variable-rate cards was 15.7 percent. It fell 2 basis points from 15.72 percent to 15.7 percent the third week of November and has held since then.
A basis point is one-hundredth of 1 percent.
This week, Staples confirmed a data breach of approximately 1.16 million credit cards and debit cards. It had been investigating a possible breach since October.