credit cards

National credit card rates for March 5, 2015

Interest Rate Roundup

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Credit Cards

  • All fixed: 13.02%
  • All variable: 15.79%

Credit card rates were mixed this week, according to Bankrate's weekly survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate credit cards was 13.02 percent, where it has held for more than two years. However, the APR for fixed-rate credit cards rose 3 basis points to 15.79 percent. The APR for variable-rate credit cards has been climbing recently, spiking 6 basis points during the week of Feb. 19.

A basis point is one-hundredth of 1 percent.

Costco recently announced that Citi will become the exclusive issuer of its co-branded credit card, while Visa will take over as its credit card network beginning April 1, 2016. Last month, American Express announced its co-brand and merchant agreements with Costco will end next year.




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Product Rate Change Last week
Balance Transfer Cards 15.93%  0.05 15.88%
Cash Back Cards 16.48%  0.05 16.43%
Low Interest Cards 11.10%  0.07 11.03%
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