credit cards

National credit card rates for Oct. 2, 2014

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Credit Cards

  • 13.02% (all fixed)
  • 15.66% (all variable)

Credit card rates were mixed this week, according to Bankrate's latest survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate credit cards stayed at 13.02 percent, while the APR for variable-rate credit cards went up 3 basis points to 15.66 percent. A basis point is one-hundredth of 1 percent.

The APR for fixed-rate credit cards has held steady since early 2013. The APR for variable-rate credit cards had been seesawing of late, falling 2 basis points last week to 15.63 percent after spiking 5 basis points to 15.66 percent the first week of September.

This week, Wells Fargo announced it will be offering free credit scores to its customers through Nov. 16, 2014. Interested customers can get their score by obtaining a personal access code from a Wells Fargo branch.




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Product Rate Change Last week
Balance Transfer Cards 15.75% --0.00 15.75%
Cash Back Cards 16.45% --0.00 16.45%
Low Interest Cards 10.96% --0.00 10.96%
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