- 13.02% (all fixed)
- 15.36% (all variable)
Credit card rates stayed steady this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards didn't budge from 15.36 percent for the third straight week. The APR for fixed-rate cards remained unchanged at 13.02 percent, where it has been since mid-February.
Wells Fargo said Monday that it is expanding its offering of EMV (Europay, MasterCard and Visa) chip cards to all of its Visa credit card holders. Consumers simply can call and request a new chip card. Widely used outside the U.S., EMV chip cards contain a microprocessor chip with enhanced security protections that makes counterfeiting nearly impossible.