credit cards

National credit card rates for April 16, 2015

Interest Rate Roundup

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Credit Cards

  • All fixed: 13.02%
  • All variable: 15.82%

Credit card rates were mixed this week, according to Bankrate's weekly survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate credit cards was 13.02 percent, while the APR for variable-rate credit cards rose 4 basis points to 15.82 percent.

A basis point is one-hundredth of 1 percent.

The APR for fixed-rate credit cards has held steady for more than two years, while the APR for variable-rate credit cards has been rising steadily through April.

Discover recently launched "Freeze It," a service that allows cardholders to turn their plastic "on" and "off" via their smartphone or desktop whenever they misplace it.




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Product Rate Change Last week
Balance Transfer Cards 15.88% --0.00 15.88%
Cash Back Cards 16.33% --0.00 16.33%
Low Interest Cards 11.10% --0.00 11.10%
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