credit cards

National credit card rates for Dec. 11, 2014

Interest Rate Roundup
Find the best credit card offers available.

Credit Cards

  • 13.02% (all fixed)
  • 15.7% (all variable)

Once again, there are no changes to report on credit card rates in Bankrate's weekly survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate cards clocked in at 13.02 percent, where they have been for nearly two years. Unchanged for four weeks in a row, the APR for variable-rate cards was 15.7 percent.

Consumers took on less debt than expected in October, Bloomberg reported on data released from the Federal Reserve last week. Approaching the seasonal holiday extravaganza, households borrowed only $13.2 billion, the smallest expansion in a year. Economists surveyed by Bloomberg predicted growth of $16.5 billion for the month.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.80% --0.00 15.80%
Cash Back Cards 16.42% --0.00 16.42%
Low Interest Cards 11.09% --0.00 11.09%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Jeanine Skowronski

CFPB: Less credit on campus

A new report alleges more campuses are marketing debit and prepaid cards over credit cards to shirk disclosure requirements.  ... Read more

Partner Center

Connect with us