credit cards

National credit card rates for Jan. 22, 2015

Interest Rate Roundup

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Credit Cards

  • All fixed: 13.02%
  • All variable: 15.68%

Credit card rates were unchanged for the fourth week in a row, according to Bankrate's weekly survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate credit cards was 13.02 percent, while the APR for variable-rate credit cards was 15.68 percent. The APR for fixed-rate credit cards has held steady for close to two years, while the APR for variable-rate cards has been the same since the last week of December 2014.

This week, security firm SplashData released its annual list of passwords consumers should avoid using to protect, among other things, their credit card accounts. The No. 1 password to avoid was "123456."




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Product Rate Change Last week
Balance Transfer Cards 15.88% --0.00 15.88%
Cash Back Cards 16.43% --0.00 16.43%
Low Interest Cards 11.12% --0.00 11.12%
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