- 13.02% (all fixed)
- 15.66% (all variable)
Credit card rates were unchanged this week, according to Bankrate's latest survey of interest rates.
The average annual percentage rate, or APR, for fixed-rate credit cards was 13.02 percent, while the APR for variable-rate cards was 15.66 percent. The APR for fixed-rate credit cards has been stagnant since early 2013. Meanwhile, the APR for variable-rate credit cards held steady for the second week in a row. Last week, it went up 5 basis points from 15.61 percent.
This week, Home Depot officially confirmed a data breach of its payments systems, first reported by security blogger Brian Krebs on Sept. 2. The retailer is offering free identity protection services, including credit monitoring, to any customer who has used a debit or credit card at one of its stores since April 2014.