credit cards

National credit card rates for Aug. 28, 2014

Interest Rate Roundup
Find the best credit card offers available.

Credit Cards

  • 13.02% (all fixed)
  • 15.61% (all variable)

Credit card rates were unchanged this week, according to Bankrate's latest survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate credit cards was 13.02 percent, while the APR for variable-rate cards was 15.61 percent. The APR for fixed-rate credit cards has held steady since early 2013. The APR for variable-rate cards was stagnant this week after falling 1 basis point last week.

This week, new TransUnion data revealed that credit card delinquencies are at a seven-year low. According to the credit bureau, the average credit card debt per borrower increased only slightly -- from $5,226 in the second quarter of 2013 to $5,234 in the second quarter of 2014.

 

 

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Product Rate Change Last week
Balance Transfer Cards 15.71% --0.00 15.71%
Cash Back Cards 16.41% --0.00 16.41%
Low Interest Cards 10.86% --0.00 10.86%
 
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