credit cards

National credit card rates for Sept. 18, 2014

Interest Rate Roundup
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Credit Cards

  • 13.02% (all fixed)
  • 15.65% (all variable)

Credit card rates were mixed this week, according to Bankrate's latest survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate credit cards stayed at 13.02 percent, where it has held since early 2013.

The APR for variable-rate credit cards went down 1 basis point to 15.65 percent. A basis point is one-hundredth of 1 percent. Prior to the dip, the APR for variable-rate credit cards held at 15.66 percent for two weeks.

This week, a report from ProPublica and NPR found that 1 in 10 working Americans ages 35 to 44 are getting their wages garnished, often because of old credit card debt, medical bills or student loans.




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Product Rate Change Last week
Balance Transfer Cards 15.75%  0.02 15.77%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
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