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National credit card rates for May 23, 2013

Interest Rate Roundup
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Credit Cards

  • 13.02% (all fixed)
  • 15.24% (all variable)

Credit card rates remained unchanged from last week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards stayed steady at 15.24 percent. The APR for fixed-rate cards remained at 13.02 percent, where it has been since mid-February.

The percentage of U.S. credit card holders who were 90-days late or more on their payments fell in the first quarter of this year, according to a report released Tuesday by credit reporting agency TransUnion. The credit card delinquency rate declined to 0.69 percent from 0.85 percent in the fourth quarter and 0.73 percent from a year before. Credit card debt also fell to $4,878 in the first quarter from $5,122 in the fourth quarter and $4,962 in the same period a year ago.

 

 

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Credit Card Averages
Product Rate
Balance Transfer Cards 15.92%
Cash Back Cards 16.34%
Low Interest Cards 11.01%
Rewards Cards 15.80%
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As the economy picks up speed, credit card delinquencies are dropping, according to a new report by TransUnion.
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