credit cards

National credit card rates for Dec. 24, 2014

Interest Rate Roundup
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Credit Cards

  • 13.02% (all fixed)
  • 15.7% (all variable)

Credit card rates remained unchanged for the sixth week in a row, according to Bankrate's weekly survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate cards held at 13.02 percent, where it has stood since early 2013. The APR for variable-rate cards was 15.7 percent. It fell 2 basis points from 15.72 percent to 15.7 percent the third week of November and has held since then.

A basis point is one-hundredth of 1 percent.

This week, Staples confirmed a data breach of approximately 1.16 million credit cards and debit cards. It had been investigating a possible breach since October.




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Product Rate Change Last week
Balance Transfer Cards 15.81%  0.01 15.80%
Cash Back Cards 16.46%  0.04 16.42%
Low Interest Cards 11.22%  0.13 11.09%
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