credit cards

National credit card rates for March 5, 2015

Interest Rate Roundup

Find the best credit card offers available.

Credit Cards

  • All fixed: 13.02%
  • All variable: 15.79%

Credit card rates were mixed this week, according to Bankrate's weekly survey of interest rates.

The average annual percentage rate, or APR, for fixed-rate credit cards was 13.02 percent, where it has held for more than two years. However, the APR for fixed-rate credit cards rose 3 basis points to 15.79 percent. The APR for variable-rate credit cards has been climbing recently, spiking 6 basis points during the week of Feb. 19.

A basis point is one-hundredth of 1 percent.

Costco recently announced that Citi will become the exclusive issuer of its co-branded credit card, while Visa will take over as its credit card network beginning April 1, 2016. Last month, American Express announced its co-brand and merchant agreements with Costco will end next year.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.93%  0.05 15.88%
Cash Back Cards 16.48%  0.05 16.43%
Low Interest Cards 11.10%  0.07 11.03%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Jeanine Skowronski

Can more data help credit?

New studies from two major credit bureaus show adding more data to credit reports would boost a ton of consumers' credit scores.  ... Read more

Partner Center

Connect with us