BBVA Compass CompassPoints Rewards
|Reward formula||Purchase limitation||Cap on rewards||Expiration||Annual fee|
|One point for every $4 in purchases.||Signature-based only. PIN-based transactions do not earn rewards.||No limit||3 years||$0|
|Signature-based purchases, Internet purchases, phone or mail order purchases, bill payment or small dollar purchases for which you are not required to sign. Redeem points for merchandise, account credits, gift cards and travel options. CompassPoints not redeemed within 36 months expire on a first-in, first-out basis. In addition, if you do not use your BBVA Compass Check Card to make purchases for 12 months, all accumulated points will be forfeited and you may be removed from the program.
Bankrate.com surveyed the largest banks and thrifts in the top five markets in the country plus the top five credit unions to find out what debit card rewards programs are available and how they work. The survey was taken from Aug. 22 to Sept. 9, 2011.