American Express Serve Card

Debit Cards » Best Prepaid Debit Cards » American Express Serve Card

Bankrate's 2015 Prepaid Debit Card Survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card. The American Express Serve Card has a $1 monthly maintenance fee, but the monthly fee can be avoided.

American Express Serve Card

Are funds FDIC-insured?Yes
Monthly maintenance fee$1
Can the monthly fee be avoided?Yes
Card activation fee$0 online; $3.95 in retail locations
Reload fee via direct deposit$0
ATM withdrawal fee (issuer's ATM)N/A but free at MoneyPass ATMs
Nonissuer's ATM withdrawal fee, not including any bank fees$2.50
ATM balance inquiryN/A
Fees for point-of-sale transaction N/A
Fees for signature transaction$0
Paper statement fee$0
Paper statement at ATMN/A
Bill payment fee$0
Fee for customer service by phone$0
Declined transaction fee$0
Purchase overdraft available?No
Cost of purchase overdraftN/A
Inactivity fee$0
Notes: No monthly maintenance fee in New York, Texas or Vermont. Monthly maintenance fee waived with direct deposit or if you add $500 or more per month to your account or if you link it to Softcard. Paper statement on request. No PIN transactions permitted. surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.


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