Skip to Main Content

Money Matchup’s Recommended Balance Transfer Cards For You

Blue Cash Everyday® Card from American Express
star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.6

Bankrate score

InfoHover to learn more
Apply now

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

InfoHover to learn more.

As High As $200 Cash Back. Find Out Your Offer.

Recommended credit score

InfoHover to learn more

Good to Excellent

Regular APR

19.49%-28.49% Variable

Annual fee

$0

Rewards rate

InfoHover to learn more

1% - 3%

Limited time offer
InfoHover to learn more.
Chase Freedom Unlimited®
star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
5.0

Bankrate score

InfoHover to learn more
Apply now

on Chase's secure site

See Rates & Fees

Intro offer

InfoHover to learn more.

Earn $250 cash back

Recommended credit score

InfoHover to learn more

670 - 850

Regular APR

18.24% - 27.74% Variable

Annual fee

$0

Rewards rate

InfoHover to learn more

1.5% - 5%

Money Matchup's Take:

Here's what I like about this one — it helps you get out of debt, and then it actually stays useful once you do. Most balance transfer cards go in a drawer when the intro period ends. This one doesn't.

Blue Cash Preferred® Card from American Express
star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4

Bankrate score

InfoHover to learn more
Apply now

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

InfoHover to learn more.

As High As $300 Cash Back. Find Out Your Offer.

Recommended credit score

InfoHover to learn more

Good to Excellent

Regular APR

19.49%-28.49% Variable

Annual fee

$0 intro annual fee for the first year, then $95.

Rewards rate

InfoHover to learn more

1% - 6%

Money Matchup's Take:

If you buy groceries — and I sure hope you do — this card is almost unfair. The cashback rate at supermarkets is one of the best I've seen on any card, and the annual fee pays for itself fast. Run the math on your grocery spending and you'll see what I mean.

Capital One Savor Cash Rewards Credit Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
5.0
InfoHover to learn more
Bankrate review
Recommended credit score:670 - 850
InfoHover to learn more
Apply now

on Capital One's secure site

See Rates & Fees

Intro offer

InfoHover to learn more

Earn a one-time $200 cash bonus

Rewards Rate

InfoHover to learn more

1% - 8%

Annual fee

$0

Regular APR

18.49% - 28.49% (Variable)

Money Matchup's Take:

If dining and entertainment are where your money goes, this card is basically designed for you. It earns at a rate that a flat-rate card can't touch in those categories.