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Entreprenista

Entreprenista's Favorite Business Cards

Last chance
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Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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4.3
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Bankrate review

Intro offer

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Earn $900 bonus cash back

Rewards Rate

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1% - 5%

Annual fee

$0

Regular APR

17.24% - 25.24% Variable

Last chance
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Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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4.2
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Bankrate review

Intro offer

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Earn $900 bonus cash back

Rewards Rate

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1.5%

Annual fee

$0

Regular APR

17.24% - 23.24% Variable

Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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4.9
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Bankrate review

Intro offer

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Earn 200,000 bonus points

Rewards Rate

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1x - 8x

Annual fee

$795

Regular APR

Flex for Business APR: 18.24% - 26.24% Variable

Best for simplicity

Capital One Spark Cash

Bankrate score

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4.4
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Bankrate review
Recommended credit score:740 - 850
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on Capital One's secure site

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Intro offer

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Earn $1,000 cash back

Rewards Rate

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2% - 5%

Annual fee

$0 intro for first year; $95 after that

Regular APR

24.99% (Variable)

Why you'll like this: Its flat rewards rate makes earning cash back a breeze, so it’s a great starting point if you’re new to rewards cards.

Capital One Spark Miles for Business

Bankrate score

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4.4
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Bankrate review
Recommended credit score:670 - 850
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on Capital One's secure site

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Intro offer

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Earn 50,000 miles

Rewards Rate

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2X miles - 5X miles

Annual fee

$0 intro for first year; $95 after that

Regular APR

24.99% (Variable)

Best business card for first-year rewards value

American Express® Business Gold Card

Bankrate score

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5.0
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Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

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Earn 100,000 points

Rewards Rate

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1X - 4X

Annual fee

$375

Regular APR

17.99% - 28.74% Variable

Best for luxury business travel

The Business Platinum Card® from American Express

Bankrate score

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4.8
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Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

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Earn 200,000 Membership Rewards® points

Rewards Rate

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1X - 5X

Annual fee

$895

Regular APR

17.99% - 28.74% Variable

Why you'll like this: Its top-class welcome offer and plentiful benefits can easily offset the card’s large annual fee.