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Caleb’s Recommended Business Cards For You

Capital One Venture X Business
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4.9

Bankrate score

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on Capital One's secure site

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Intro offer

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Earn 150,000 bonus miles

Recommended credit score

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740 - 850

Regular APR

N/A

Annual fee

$395

Rewards rate

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2X miles - 10X miles

Caleb's Take:

This is the card I'd put in the hands of any business owner who travels. The credits basically pay the annual fee for you, you get lounge access on top of that, and it earns well on everything. Premium perks without the premium headache.

Ink Business Cash® Credit Card
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4.3

Bankrate score

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on Chase's secure site

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Intro offer

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Earn $750 bonus cash back

Recommended credit score

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670 - 850

Regular APR

16.74% - 24.74% Variable

Annual fee

$0

Rewards rate

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1% - 5%

Caleb's Take:

If you run a business, this card is one of the best. The multipliers are great, it has a large bonus, and it's one of the fastest ways I've found to scale travel rewards through your business spending.

Ink Business Unlimited® Credit Card
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4.2

Bankrate score

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on Chase's secure site

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Intro offer

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Earn $750 bonus cash back

Recommended credit score

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670 - 850

Regular APR

16.74% - 24.74% Variable

Annual fee

$0

Rewards rate

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1.5%

Caleb's Take:

No categories, no thinking — just flat cashback on everything your business spends. If you want one card that handles all of it without any complexity, this is it. Sometimes simple is exactly the right answer.

The Business Platinum Card® from American Express

Bankrate score

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4.8
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Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

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Intro offer

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As High As 300,000 points. Find Out Your Offer.

Rewards Rate

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1X - 5X

Annual fee

$895

Regular APR

17.74% - 28.49% Variable

Caleb's Take:

For the business owner who travels a lot and spends at scale, this card delivers. The lounge access, the flight redemption bonus, the credits — it's a lot to manage, but if you actually use what's in front of you, the value is real.