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Mortgage Rate Trend Index Unchanged: May 24, 2012

 

Will rates go up, down or remain unchanged?

Michael BeckerMichael Becker
Mortgage banker, WCS Funding Group, Lutherville, Md.
With mortgage rates at historic lows, I don't see them dropping much further, barring signs that a Greek exit from the euro is imminent. Rates remain at record lows for the coming week.
David KuiperDavid Kuiper
Mortgage planner, First Place Bank, Holland, Mich.
Mortgage interest rates are once again sitting at record-low levels. While economic news here at home has been so-so over the last week, the real action is the continuing drama in Europe. The perceived safety of the U.S. bond markets has investors parking their money here to ride out the uncertainty and volatility. This allows rates to remain very favorable. While there may be some intraday volatility, rates will continue to trade in a very narrow, very attractive range in the near term. Now is not the time to get complacent, though, as the market can and does change swiftly and dramatically with little to no warning. It would be prudent to see how you can benefit from buying, building or refinancing during this historic opportunity and to lock into an interest rate at these levels.
Holden LewisHolden Lewis
Assistant managing editor, Bankrate.com
The market for mortgage-backed securities is influenced more by the Fed than by external factors such as Greece. That's not a permanent situation. But it will last beyond the coming week. The Fed seems to like mortgage rates where they are.
Greg McBrideGreg McBride, CFA
Senior financial analyst, Bankrate.com
Worries about Europe are keeping Treasury note yields and mortgage rates near record lows.
Bob MoultonBob Moulton
President, Americana Mortgage Group, Manhasset, N.Y.
Rates should be steady for now.
John WalshJohn Walsh
President, Total Mortgage Services, Milford, Conn.
Mortgage rates in the United States have benefited by trouble with Greece and little movement in the U.S. economy, either positive or negative. As long as the Greek situation remains unresolved, and barring a positive or negative move in economic data for the U.S., mortgage rates are likely staying put near record lows.
 

 

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