Cash Back Cards by Bankrate

Search results: Cash Back Cards

Find the best Cash Back Cards Credit Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

BankAmericard Cash Rewards™ Credit Card
	Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening 1% cash back on purchases everywhere, every time 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR No Annual fee No rotating categories and your rewards do not expire

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%*	12 billing cycles*	0%*	12 billing cycles for qualifying balance transfers*	12.99% - 22.99% Variable* on purchases & balance transfers	None*	Excellent Credit

Capital One® Cash Rewards for Newcomers
	A card designed to help those new to the U.S. establish credit and earn cash back Build credit with responsible use -- plus automatic reporting to the three major credit bureaus Get 2% cash back on travel purchases Earn 1% cash back on all other purchases No foreign transaction fees No annual fee

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	24.9% (V)	$0	Fair Credit

Barclaycard® Rewards MasterCard® - Excellent Credit
	Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months 0% Introductory APR for 12 months on purchases No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	12 billing cycles	N/A	N/A	14.99%-24.99% (Variable)	$0	Excellent Credit

Discover it®
	The new Discover it card is out to change the way people think about credit cards. Apply online or call 1-888-333-5886 Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.* Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible…Choose your own due date and pay up to midnight ET online or by phone. Human…talk to a real person any time with 100% U.S.-based service. 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	6 months	0%	18 months	10.99% - 22.99% (V)*	$0	Excellent Credit

Blue Cash Everyday® Card from American Express
	Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership. Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required. No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time. Terms and Restrictions Apply.

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	12 months	None	None	12.99% - 21.99% Variable	$0	Excellent Credit

BankAmericard® Better Balance Rewards™ Credit Card
	No annual fee Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That's up to $100 in cash rewards per year with the card Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account Low Introductory APR offer

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%*	12 billing cycles*	0%*	12 billing cycles for qualifying balance transfers*	11.99% - 21.99% Variable* on purchases & balance transfers	None*	Excellent Credit

Chase Freedom® Visa
	Click "APPLY NOW" to apply online or call 877-925-1141 This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent between July 1 and September 30, 2013 at gas stations, theme parks, and Kohl's® You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases No annual fee and rewards never expire

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	15 months	0%	15 months	13.99%-22.99% (Variable)	n/a	Excellent Credit

Discover it®
	The new Discover it card is out to change the way people think about credit cards. Apply online or call 800-628-1537 Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.* Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible…Choose your own due date and pay up to midnight ET online or by phone. Human…talk to a real person any time with 100% U.S.-based service. Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee. 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	14 months	0%	14 months	10.99% - 22.99% (V)*	$0	Excellent Credit

Blue Cash Preferred® Card from American Express
	Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership. Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required. Terms and Restrictions Apply.

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	12 months	None	None	12.99% - 21.99% Variable	$75	Excellent Credit

Barclaycard® Ring MasterCard®
	A low 8% variable APR on balance transfers and purchases No Annual Fees No Balance Transfer Fees - start saving immediately! Choose your card benefits and features Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online Learn more about personal finance from Barclaycard and other members

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	8.00% (Variable)	$0	Excellent Credit

Page: 1 of 2

This Financial Calculator requires SUN's Java� Plug-in. If you see this message you will need to download SUN's Java� Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing �Install ActiveX Control�.

Get the Java� Plug-in!

For more information about this Plug-in please visit: SUN's Java� Plug-in
For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Definitions

Credit cards: Enter up to 5 credit card accounts, one on each line.
Balance: Your current balance on your credit card.
Interest rate: The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to payoff this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment: This is your initial minimum monthly payment. Your minimum monthly payment is calculated as 2% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit: This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Credit card definitions

Purchases Intro APR: The initial interest rate that is charged for a specified period of time.

Purchases Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

« »

Credit card tip

Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.

Credit card tip

Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.

Credit card tip

If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.

Quality Assurance

Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Product	Rate
Balance Transfer Cards	16.00%
Cash Back Cards	16.34%
Low Interest Cards	10.93%
Rewards Cards	15.80%

Citi ThankYou® Preferred Rewards Card
	Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards! 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on all purchases No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love Travel with ease and enjoy global acceptance with Chip Technology No annual fee*

NFL Extra Points Credit Card
	All 32 teams and NFL Shield card available 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases No cap on points earned and points never expire Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend

BBVA Compass ClearPoints Credit Card
	This credit card program is only available to residents of Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas. For a limited time, earn $100 statement credit when you make at least $1,500 in qualifying purchases within 3 months from account opening 0% intro APR on purchases for 6 months, 9.24-23.24% variable APR after that Either 0% or 3.99% intro APR on balance transfers for 12 months based on your credit worthiness, 9.24-23.24% variable APR after that Earn 1 CompassPoint for every $1 you spend on qualifying purchases. Redeem points for account credits, gift cards, travel, merchandise, or to make charitable contributions. Multiply your points earning power - earn additional points at several participating retailers No penalty APR Visa Zero liability - you will not be held responsible for fraudulent charges

Citi® Dividend Platinum Select® Visa® Card
	$100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment Enroll at no additional cost each quarter for new categories that earn additional cash back Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee*

The Priceline Rewards™ Visa® Card
	Earn 5,000 bonus points after your first purchase Earn 5X points on Priceline.com purchases Earn 1X point on everything else Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening Your points can act like cash - Redeem points for statement credits against purchases made on your account No limit to the number of points you can earn Please see terms and conditions for complete details

Chase Sapphire Preferred®
	Click "APPLY HERE" to apply online or call 888-611-2632 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards! 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate Rewards^SM No foreign transaction fees Receive a 7% Annual Points Dividend on all new points earned on purchases - even on points already redeemed 1:1 point transfer to leading frequent travel programs - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points Direct access to expert service advisors anytime Introductory Annual Fee of $0 the first year, then $95

Upromise World MasterCard®
	Earn $50 cash back with your first purchase With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard Earn 4% back at thousands of participating Upromise dining restaurants Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations Earn 2% cash back at eligible movie theaters Earn 1% cash back everywhere else Earn cash back on every purchase with no caps 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.

Chase Sapphire® Card
	Click "APPLY NOW" to apply online or call 877-648-1316 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel rewards! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

Visa® Black Card^TM
	Receive special benefits at over 3,000 hotels, resorts and villas worldwide Earn 25,000 bonus points when you spend $1,500 within 90 days of account opening 1% cash back as a statement credit 100% more value on airfare rewards. It only takes 25,000 points to get a $500 ticket 24-Hour Concierge Service Unlimited VIP Airport Lounge Visits Luxury Gifts Excellent Credit Needed

TrueEarnings® Card from Costco and American Express
	Click "APPLY NOW" to apply online or call 866-415-6673 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1% 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company Terms and restrictions apply.