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Search results: Charge Cards

Find the best Charge Cards Credit Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

Ink Bold® Business Card



    • Limited-time bonus offer! Earn 60,000 bonus points after you spend $5,000 in the first 3 months from account opening.
    • No interest charges because it's a pay in full charge card.
    • Earn 5X points per dollar in select business categories.
    • 1:1 point transfer to leading frequent travel programs.
    • No foreign transaction fees
    • Direct access to a live service advisor anytime.
    • $0 Intro Annual Fee for the first year, then $95.
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $0 Intro Annual Fee for the first year, then $95 Excellent Credit

The Platinum Card® from American Express



    • Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
    • Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
    • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
    • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
    • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
    • Terms and restrictions apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $450 Excellent Credit

The Business Platinum Card® from American Express OPEN



    • Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
    • Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
    • 20% Travel Bonus when using Membership Rewards® Pay with Points
    • Take advantage of 40 premium benefits to help power your business
    • Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
    • Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
    • Purchasing power that can adjust as your business evolves
    • Terms & Restrictions Apply*
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $450 Excellent Credit

The Plum Card® from American Express OPEN



    • Limited Time Offer: Get a 2% Discount consisting of a 1.5% Early Pay Discount plus, for the first 6 months, get an extra 0.5% on all purchases, up to $250,000.
    • Do business on your terms
    • Pay no annual membership fee for your first year. Then, pay $250 annually.
    • No annual fee for Additional Cards.
    • Terms & Restrictions Apply.
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $0 introductory annual fee for the first year, then $250 Excellent Credit

American Express® Gold Card



    • Click "APPLY NOW" to apply online or call 866-415-6673
    • Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
    • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
    • Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
    • $0 introductory annual fee for the first year, then $125
    • Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A Introductory annual fee of $0 for the first year, then $125 Excellent Credit

American Express® Premier Rewards Gold Card



    • Click "APPLY NOW" to apply online or call 866-415-6673
    • Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year
    • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
    • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
    • Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
    • Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
    • $0 introductory annual fee for the first year, then $175
    • Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A Introductory annual fee of $0 for the first year, then $175 Excellent Credit

The Business Gold Rewards Card® from American Express OPEN



    • Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
    • Earn points even faster to get more rewards for your business.
    • 3X points on airfare purchased from airlines. 2X points at US gas stations.
    • Up to $100,000 in each category per year, then 1 point.
    • Terms and limitations apply.
    • Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
    • $0 introductory annual fee for the first year, then $175.
    • †Apply online to qualify for this offer. See offer terms for details.
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $0 introductory annual fee for the first year, then $175 Excellent Credit

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Definitions
Credit cards: Enter up to 5 credit card accounts, one on each line.
Balance: Your current balance on your credit card.
Interest rate: The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to payoff this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment: This is your initial minimum monthly payment. Your minimum monthly payment is calculated as 2% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit: This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Credit card definitions

Purchases Intro APR: The initial interest rate that is charged for a specified period of time.

Purchases Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

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Credit card tip
Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.
Credit card tip
Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.
Credit card tip
If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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American Express
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Credit Card Averages
Product Rate
Balance Transfer Cards 16.00%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.80%
Compare rates:
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