Mortgage Rate Trend Index


Will rates go up, down or remain unchanged?

Michael BeckerMichael Becker
Mortgage banker, Happy Mortgage, Lutherville, Md.
Treasury auctions combined with a general lack of liquidity in the bond markets this week have caused Treasury yields and mortgage rates to climb a little. When most bond traders return to work next week, I expect them to buy benchmark Treasuries, which should lead to lower mortgage rates.
Dick LepreDick Lepre
Senior loan officer, RPM Mortgage, San Francisco
The fundamentals are mixed, but there is a bullish tech (higher prices, lower yields) operating for perhaps another week. Any decrease in rates will be minimal as the bullish daily tech is opposed by bearish weekly and monthly techs and will have its benefit minimized. The longer-term forecast is still for higher rates.

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