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Best iPhone personal finance apps

Personal finance apps for iPhone or iPad
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Personal finance apps for iPhone or iPad © KieferPix/Shutterstock.com

Personal finance apps for your iPhone or iPad

Identifying the best personal finance applications, or apps, for the iPhone is a daunting task, given the number of choices available. But I found a few favorites and some honorable mentions to help you stay on top of your personal finances.

What to look for

When choosing an app, consider what you're trying to accomplish. Typically, the best apps focus on doing one thing really well. Look at what your bank and brokerage accounts have to offer before surfing the app store. Major banks, especially technology-friendly ones like PNC, have mobile applications that report the balances on all accounts and let you pay bills and access e-bills.

However, third-party apps do many other things well. Three things to remember:

  • Because most apps cost $5 or less, you can always bid adieu to an app with a minimum of regret if a new one turns your head.
  • Apps are only as good as you make them. They reinforce smart financial decisions, but will not get you to start balancing a checkbook or sticking to a budget if you never have done so.
  • Keep security in mind when using your cellphone to help with your finances. All of the applications reviewed have the ability to add password protection for the individual app.
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