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Students can also skip taking on debt by working in high-needs fields. Individual schools offer incentives to students in math, science, nursing, teaching and social work, but additional opportunities are also available through national organizations such as Teach for America, the Nursing Education Loan Repayment Program and the National Institutes of Health.

"The University of Portland has a nursing program where if you work in certain areas (after graduation), they'll pay for two years of tuition," Fabriquer says. "There are similar programs in (high-needs) fields across the country."


 

 

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