Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What is the average small business loan amount?
According to the Federal Reserve, these are the average small business loan amounts.
Types of working capital loans
From lines of credit to SBA loans there are several types of working capital loans.
Where can I get a business line of credit?
We’ve put together a helpful guide for choosing the best line of credit lenders.
Pros and cons of working capital loans
Despite access to fast funding, there are drawbacks to working capital loans.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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What is the average small business loan amount?
According to the Federal Reserve, these are the average small business loan amounts.
6 min read Apr 26, 2024 -
Can you get a business credit card without a business?
A business credit card can help manage the cost of your business, whatever the gig.
6 min read Apr 26, 2024 -
Types of working capital loans
From lines of credit to SBA loans there are several types of working capital loans.
7 min read Apr 26, 2024 -
Where can I get a business line of credit?
We’ve put together a helpful guide for choosing the best line of credit lenders.
5 min read Apr 26, 2024 -
Pros and cons of working capital loans
Despite access to fast funding, there are drawbacks to working capital loans.
5 min read Apr 26, 2024 -
Alternatives to fast business loans
SBA loans, grants and crowdfunding are just a few alternatives worth considering.
7 min read Apr 26, 2024 -
Where can I get an LLC loan?
Learn about the pros and cons of different types of LLC lenders.
5 min read Apr 24, 2024 -
How to refinance a business loan: 6 steps
Learn how to refinance a business loan to save money or lower your monthly payment.
6 min read Apr 24, 2024 -
Small business financing: Your options
Finance your small business with loans, grants or crowdfunding.
7 min read Apr 23, 2024 -
Equipment leasing vs. financing
Equipment leasing and financing are two ways to ensure your business gets the equipment it needs.
6 min read Apr 23, 2024