• Debt treadmill

    Savings are at an all-time low in America, while the debt load continues to climb. We all know that times are tough, but just how bad is it?

  • How credit works

    It’s tough to manage debt if you don’t understand how credit works. Learn the process and find out how you can make sure you have a good credit report.

  • All about credit reports

    Very few documents will make as much difference in your life as your credit report. Learn how to obtain, read and understand your financial history.

  • Joys of good credit

    Good credit improves your financial health in more ways than most people realize. Keeping your credit rating is worth the effort, but don’t get carried away.

  • Danger ahead

    Debt problems don’t just suddenly appear. Most of the time they take a while, and if you’re alert for signs of trouble, you can probably avoid any potential disasters.

  • Bad credit

    Bad credit can hurt a consumer in many ways. Don’t make it worse. Understand how debt negotiation and bankruptcy work.

  • Getting help

    The bad news is that you’re in financial trouble. The good news is that there’s help available. Credit counseling and loan consolidation can make a difference.

  • Tools to use

    Having trouble getting your finances in order? Here are some calculators and other tools to help you work things out.

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