This year, the number of debit cards rewards programs being offered by the banks in Bankrate's 2011 Debit Card Rewards Survey dropped significantly. The decline can be attributed directly to mandated limits from the Dodd-Frank Act on the swipe fees banks can charge merchants to process debit card transactions, also known as interchange fees. Those limits kicked in Oct. 1.

Since those fees are being limited, it has made debit cards less profitable, which has led to banks cutting loyalty programs. Consumers seeking debit card rewards may find it harder to earn them, thanks to a shift to programs supported by specific merchants looking to bring in new customers rather than by banks. Find out how the debit card rewards you've earned fit into the new landscape.

• Debit card rewards falling out of favor
  Bankrate's 2011 Debit Card Rewards Survey finds these programs are dying. What can you do?
• 5 options for morphing debit card rewards
  If your debit card rewards are under attack, try switching to a credit union or small bank.
• The future of debit card rewards
  New technology may spawn debit card rewards tailored to you. Find out how debit deals will reach you in the future.
• Are your debit card rewards safe?
  Customers can still redeem earned rewards points but might face expiration dates or fees.
• Trusty replacements for debit card rewards
  With some banks dropping debit card rewards, sub in one of these generous alternatives.
• Compare debit card rewards
  Debit card rewards offerings are changing. Learn the results of Bankrate's 2011 survey.