- PURCHASE INTRO APR
- 0% for 12 months on Purchases
- REGULAR APR
- 17.49% - 28.24% (Variable)
- REWARDS RATE
- N/AHover to learn more
- RECOMMENDED CREDIT
- Good to Excellent (670 - 850)Hover to learn more
Citi Simplicity® Card highlights
What you’ll like about it
- 21 months0% for 21 months on Balance Transfers
What we like about it
4.5
Bankrate rating
Hover to learn more
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Citi Simplicity® Card benefits
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Stay protected with Citi® Quick Lock
