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REWARDS RATE
1x - 8x
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ANNUAL FEE
$795
REGULAR APR
19.74% - 28.24% Variable
RECOMMENDED CREDIT
Excellent (740 - 850)
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Chase Sapphire Reserve® highlights

What you’ll like about it

  • 8xEarn 8x points on all purchases through Chase Travel℠, including The Edit℠.
  • 4xEarn 4x points on flights and hotels booked direct.
  • 3xEarn 3x points on dining worldwide.
  • 1xEarn 1x points on all other purchases.

What we like about it

4.8

Bankrate rating
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At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here’s an explanation for and how we rate our cards.
Chase Sapphire Reserve®

Chase Sapphire Reserve® benefits

  • Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
  • Get more than $2,700 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
  • Member FDIC

Chase Sapphire Reserve®

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Chase Sapphire Reserve®
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