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REWARDS RATE
1% - 6%
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ANNUAL FEE
$0 intro annual fee for the first year, then $95.
REGULAR APR
19.74%-28.74% Variable
RECOMMENDED CREDIT
Good to Excellent
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Blue Cash Preferred® Card from American Express highlights

What you’ll like about it

  • 6%Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%).
  • 6%Earn 6% cash back on select U.S. streaming subscriptions.
  • 3%Earn 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases.
  • 1%Earn 1% cash back on other purchases.

What we like about it

4.4

Bankrate rating
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At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here’s an explanation for and how we rate our cards.
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express benefits

  • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.74% - 28.74%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Blue Cash Preferred® Card from American Express

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Blue Cash Preferred® Card from American Express
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