ID thieves target job seekers, bosses

Applying for trouble

Identity thieves target job seekers and employers in several different ways. Each scam is designed either to piece together enough personal information to rip off someone's identity, or to trick job seekers into frauds that pose as legitimate employment.

Some thieves post fake job ads, hoping to prey on the desperate and gullible. Others pose as job posting companies and ask employers and job seekers to provide more information, such as Social Security numbers, home addresses or driver's license numbers.

Still others pose as employers who express interest in a job seeker before using various tactics to trick the candidate into divulging personal data.

'Money mule' scam still kicking
Your identity isn't the only thing at risk. The evergreen "money mule" scam is still being floated in cyberspace, just looking for gullible souls to "hire."

Foley describes how this scam works:

"They'll say, 'I've got a job lined up here for you. You'll be the accounts receivable clerk in the United States for our company. We'll have customers send you checks, you deposit them in the bank, wire the funds to us and keep a percentage for yourself.'

"Then they send you a bunch of bogus checks and you do as instructed. When the bank finds out those checks bounced, they're going to want every dime back, and the only person they have available to get that money back from is you."

The scammers find job seekers and employers on job posting sites such as, and even Craigslist.

"Job seeker data is easy to obtain," Foley says. "It's already publicly posted. All they need is a name and an e-mail address."

The background check is one popular ruse used to obtain personal information.

"We saw that one quite a bit last year. 'You are a candidate for this particular position, and we need to do a background check.' Well, when have you ever, ever had a company do a background check on you before they met you? It's not happening," Foley says.

Another scam is to pose as the hiring agent for a company.

"If I'm contacted by somebody I don't know who says they represent this company, I want to verify that they really do work for that company and that, that company really is looking for an employee before I start giving out any personal information," says Foley.

What's real and what's not can sometimes be difficult to ascertain. One identity thief used the name of a small Minnesota company to contract with an unsuspecting temporary employment service. The thief received the resumes, not the company.

"The company was real, the temp service was real, the job seekers were real. The problem was they were not being referred to the actual company. They were being referred to the imposters," Foley says. "The temp company got scammed just like everybody else. They thought they were going to get a great check at the end of the month on the referrals."

As these scams proliferate, it becomes more important than ever for job seekers to keep their guard up to prevent becoming a victim, Foley says.

"When you hunt for work, you need to be aware of the ramifications of sharing your information," says Foley. "You need to do your own due diligence. Check out every company and every offer. And remember: No one is going to hire you based just on a resume; they have to meet you. That is a key factor that any business considers."

10 ways to fraud-proof your job search
  1. Never include the following on your resume: Social Security number, driver's license number, bank account or credit card information, date of birth or passwords. Instead of home address, simply list your city and state. It is unlawful for an employer to ask your age or sex.
  2. Open a separate e-mail account for your job search and include it on your resume.
  3. Avoid any Web site that requires you to "preregister" with your Social Security number, driver's license number or home address.
  4. If a company contacts you, check it out thoroughly before you reply. In particular, be sure that the URL of the person who contacts you matches the company's standard e-mail URL, which is usually available on its Web site. If it doesn't, it might be a scam.
  5. Check your area codes. If a fax or phone number of a potential employer does not match that of the corporate headquarters, find out why before proceeding.
  6. Beware of "work from home" employment ads, especially those that involve forwarding packages or working as a "payment representative" or "accounts receivable clerk." You could wind up as the middleman in a stolen goods, money theft or laundering scheme.
  7. Never open a bank account for a company.
  8. Never give out sensitive information over the telephone.
  9. Never give out sensitive information at a job fair. It could be shared with numerous people who have no need to know it.
  10. Before starting your job search, update your computer security to protect you from the latest viruses, Trojan horses and other types of computer malware that may find its way to your inbox.
Source: Identity Theft Resource Center/Federal Trade Commission.

Jay MacDonald is a contributing editor based in Texas.


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