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5 housing trends for the next 3 months

The good faith estimate will count
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When you apply for a mortgage, the lender is required to prepare a document called the good faith estimate of closing costs, or GFE. Beginning this year, the GFE has to be accurate.

The feds gave lenders four months to iron out the kinks in their estimating systems. Beginning May 1, lenders face sanctions for delivering inaccurate GFEs.


 

 

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.60% 3.52%
15 yr fixed mtg
2.74% 2.71%
5/1 ARM
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30 yr fixed mtg refi
3.58% 3.50%
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At the start of the traditional buying season, housing news is mixed.
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