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Money Matchup’s Recommended Travel Rewards Cards For You

Chase Sapphire Preferred® Card
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4.8

Bankrate score

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on Chase's secure site

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Intro offer

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75,000 bonus points

Recommended credit score

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670 - 850

Regular APR

19.24% - 27.49% Variable

Annual fee

$95

Rewards rate

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1x - 5x

Money Matchup's Take:

This is where most people should start with travel rewards. The welcome bonus alone is worth a free flight or two, the transfer partners are legit, and the annual fee is one of the easiest to justify of any card I know. Get this one first.

American Express® Gold Card
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4.9

Bankrate score

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on American Express's secure site

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Intro offer

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As High As 100,000 points. Find Out Your Offer.

Recommended credit score

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Good to Excellent

Regular APR

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Annual fee

$325

Rewards rate

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1X - 5X

Money Matchup's Take:

This is my go-to daily driver. If you eat food — which, hopefully, you do — the rewards on groceries and dining are absolutely insane. I earn statement credits for basically just living my life.

Capital One Venture Rewards Credit Card
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4.7

Bankrate score

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on Capital One's secure site

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Intro offer

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Earn 75,000 miles

Recommended credit score

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670 - 850

Regular APR

19.49% - 28.49% (Variable)

Annual fee

$95

Rewards rate

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2X miles - 5X miles

Money Matchup's Take:

Miles on every single purchase, no categories to worry about, and you can use them against any travel purchase you want. It's one of the most flexible travel cards I've come across and the annual fee is totally reasonable.

Capital One VentureOne Rewards Credit Card

Bankrate score

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3.9
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Bankrate review
Recommended credit score:670 - 850
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on Capital One's secure site

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Intro offer

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Earn a bonus of 20,000 miles

Rewards Rate

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1.25X miles - 5X miles

Annual fee

$0

Regular APR

18.49% - 28.49% (Variable)