Bank of America® Customized Cash Rewards credit card
$200 intro offer
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
on Bank of America's secure site
- REWARDS RATE
- 1% - 6%Hover to learn more
- ANNUAL FEE
- $0
- REGULAR APR
- 17.49% - 27.49% Variable APR on purchases and balance transfers
- RECOMMENDED CREDIT
- Good to Excellent (670 - 850)Hover to learn more
Bank of America® Customized Cash Rewards credit card highlights
What you’ll like about it
- 6%Earn 6% cash back for the first year in the category of your choice.
- 3%Earn 3% cash back after the first year from account opening in your choice category.
- 2%Earn 2% cash back at grocery stores and wholesale clubs. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- 1%Earn 1% cash back on all other purchases.
What we like about it
3.8
Bankrate rating
Hover to learn more
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Bank of America® Customized Cash Rewards credit card benefits
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- Select your card design option when you apply – the Customized Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Bank of America® Customized Cash Rewards credit card
Apply now
on Bank of America's secure site