State and federal tax tips and advice for income, estate and other taxes.

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Did one of your investments totally tank? It may become valuable as a tax break.
Tax Blog
Tax refunds are being held hostage by budget woes in several states.
taxes
The earned income tax credit provides a break for lower and moderate wage workers.
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or ? See your bank, thrift or credit union's star rating. Find one that's safe enough for you.
Tax law is complex even for the experts. Find out how to avoid these typical tax traps.
Before you take that big mortgage interest deduction, make sure you can explain it to the IRS.
One way to transfer assets to grandchildren is with an UGMA. But the annual income is taxable.
Don't pay the same tax twice. Here's how to figure the correct cost basis of investments you sold.
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The LIBOR is a common benchmark interest rate index used to make adjustments to ARMs.
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Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.04%
5.00%
15 yr fixed
4.35%
4.35%
5/1 ARM
3.92%
3.94%
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Product Rate +/- Last week
30K HELOC
5.20%
5.20%
30K Home Equity Loan
8.06%
8.07%
50K HELOC
4.89%
4.90%
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Product Rate +/- Last week
48 Mo New Car
6.52%
6.58%
48 Mo Used Car
6.64%
6.71%
36 Mo Used Car
6.84%
6.86%
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Product Yield +/- Last week
6 Mo CD
0.98%
0.99%
1 Yr CD
1.36%
1.47%
5 Yr CD
2.85%
2.85%
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Product Rate
Low Interest Cards 10.00%
Balance Transfer Cards 15.72%
All Variable 13.99%
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taxes
If you took the homebuyer tax credit when it was first offered in 2008, the rules are different.
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