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Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

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Unlock member-only precise rates, personalized cost breakdowns and verified customer reviews.

Sage Home Loans 30 year fixed

NMLS #3304

State Lic: RM.850026.000

Rate as of 5/14/26: 5.498%
APR: 5.691%
Points:
Monthly payment: $1,998
Upfront costs:8 year cost:
Customer score: /5

(855) 841-1746

Tomo 30 year fixed

NMLS #2059741

State Lic: RM.804811.000

Rate as of 5/14/26: 5.500%
APR: 5.730%
Points:
Monthly payment: $2,004
Upfront costs:8 year cost:
Customer score: /5

third federal savings and loan 30 year fixed

NMLS #449401

Rate as of 5/14/26: 5.590%
APR: 5.812%
Points:
Monthly payment: $2,019
Upfront costs:8 year cost:
Customer score: /5

(877) 387-0934

First Federal Bank 30 year fixed

NMLS #408902

Rate as of 5/14/26: 5.750%
APR: 5.932%
Points:
Monthly payment: $2,055
Upfront costs:8 year cost:
Customer score: /5

First Rate Mortgage 30 year fixed

NMLS #30998

State Lic: MB.803773.000

Rate as of 5/14/26: 5.750%
APR: 5.944%
Points:
Monthly payment: $2,054
Upfront costs:8 year cost:
Customer score: /5

Bison State Bank 30 year fixed

NMLS #757416

Rate as of 5/14/26: 5.750%
APR: 5.946%
Points:
Monthly payment: $2,055
Upfront costs:8 year cost:
Customer score: /5

Mutual of Omaha Mortgage 30 year fixed

NMLS #1025894

Rate as of 5/14/26: 5.750%
APR: 5.985%
Points:
Monthly payment: $2,054
Upfront costs:8 year cost:
Customer score: /5

Alliant Credit Union 30 year fixed

NMLS #197185

Rate as of 5/14/26: 5.875%
APR: 6.057%
Points:
Monthly payment: $2,082
Upfront costs:8 year cost:
Customer score: /5

New American Funding 30 year fixed

NMLS #6606

Rate as of 5/14/26: 5.990%
APR: 6.223%
Points:
Monthly payment: $2,109
Upfront costs:8 year cost:
Customer score: /5

Rocket Mortgage 30 year fixed

NMLS #3030

Rate as of 5/14/26: 6.500%
APR: 6.780%
Points:
Monthly payment: $2,225
Upfront costs:8 year cost:
Customer score: /5

third federal savings and loan 5/1 ARM

NMLS #449401

Rate as of 5/14/26: 5.640%
APR: 5.614%
Points:
Monthly payment: $2,030
Upfront costs:8 year cost:
Customer score: /5

(877) 387-0934

First Rate Mortgage 5/6 ARM

NMLS #30998

State Lic: MB.803773.000

Rate as of 5/14/26: 5.250%
APR: 6.101%
Points:
Monthly payment: $1,944
Upfront costs:8 year cost:
Customer score: /5

About our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our “Advertisers”). Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a “Next” button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.

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Loan Terms for Bankrate.com Customers: Advertisers may have different loan terms on their own website from those advertised through Bankrate.com. To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a Bankrate.com customer. This will typically be done by phone so you should look for the Advertisers phone number when you click-through to their website. In addition, credit unions may require membership.

Loans Above $832,750 May Have Different Loan Terms: If you are seeking a loan for more than $832,750, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.

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