A Chime® Checking Account is required to apply for the secured Chime Visa® Credit Card.
Credit building, stress-free.¹
Earn 2% cash back² on category of choice with Chime Plus status.³
SpotMe® on Credit.⁴
No interest⁵, no credit check.
Over 47,000 fee-free ATMs.⁶
Fee-free in-network cash deposits.⁷
¹On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Results may vary.
²With a qualifying direct deposit, earn 2% cash back on eligible secured Chime Visa® Credit Card purchases.
³To be eligible for Chime Plus™ status you must receive a qualifying direct deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime Plus benefits have additional eligibility requirements. While some Chime Plus benefits may have associated fees, none of these fees are mandatory to access Chime Plus benefits or to maintain Chime Plus status. See Chime Plus Terms and Conditions for details. Chime Plus is a Trademark of Chime Financial, Inc.
⁴SpotMe® eligibility requirements and limits apply. Overdraft only applies to credit card transactions and cash withdrawals. Limits range from $20-$200.
⁵Out-of-network ATM withdrawal and over the counter advance fees may apply.
⁶Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.
⁷Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your Card for its issuing bank.
