2010 High-Yield Checking Study » Study resultsBankrate surveyed 211 banks and credit unions to find the best high-yield checking accounts across the country. Fifty-eight institutions offer such accounts.To see the details of each institution's high-interest checking account, click on the name of the bank or credit union.BanksInstitution nameNationally offered?APYMonthly debit transactions requiredBalance capAmegy BankYes2%10$25,000.00AmericaNet BankYes4%10$10,000.00American National BankYes4.05%12$25,000.00Arizona Bank & TrustNo - Phoenix market only4.01%15$20,000.00Atlantic Coast BankYes3.25%10$25,000.00The Bank of FayettevilleYes3.2%10$50,000.00Bank of Hiawassee & Bank of BlairsvilleYes1.5%10$99,999.99Bank of the SierraNo - Calif. and W.Va. only4.09%12$25,000.00Bank of the WichitasNo - Okla. only4%10$10,000.00BankTexasYes3.25%10$25,000.00Cambridge Savings BankNo - Mass. only4%15$25,000.00Capital BankYes4.01%10$10,000.00Cattleman's National BankNo - Banking area only4.01%12$35,000.00CBDirect BankYes3%10NoneCity National Bank (Texas)Yes1.68%10NoneColonial SavingsNo - Banking area only1.51%5$25,000.00Community Bank of Pleasant HillYes2.51%10$25,000.00Community Bank of RaymoreYes2.51%10$25,000.00Community National Bank of Lakeway AreaNo - Ala., Fla., Ga., Miss., N.C., S.C., Tenn. only3.76%12$25,000.00Coulee BankYes3.33%10$25,000.00Cross Keys BankYes3.25%12$25,000.00DanversbankYes4.01%12$25,000.00Evantage BankYes4%10$10,000.00First Bank & Trust (Minn.)Yes4.01%10$24,999.00First Clover Leaf BankYes4.01%10$25,000.00First National Community BankYes3.04%10$25,000.00First Security Bank & TrustYes4.01%10$25,000.00Founders BankNo - Texas only4.26%10$10,000.00Hanmi BankNo - Calif. only0.75%10$24,999.00Heritage BankYes2.14%10$25,000.00Integrity BankYes4.01%10$25,000.00Jeff Davis BankYes4.01%10$15,000.00KANZA BankYes4%12$25,000.00Lee County Bank & TrustYes2.75%10$25,000.00Liberty BankYes3.51%15$25,000.00Meredith Village Savings BankNo - N.H. only3.51% - 6-mo
/2% after14$25,000.00Nevada State BankYes2.25%10$25,000.00NorStates BankNo - Ill. and Wis. only3.50%10$25,000.00North Country Savings BankYes3%10$50,000.00Ouachita Independent BankYes3.15%12$25,000.00Patriot Bank (Fla.)Yes3.01%10$50,000.00Premier Valley BankNo - Banking area only3.56%10$25,000.00ProvidentNJ DirectYes2.51%10$25,000.00Southern Community Bank & TrustYes4%10$25,000.00State Bank of ToledoYes2.51%10$25,000.00Sutton BankNo - Banking area only3.01%11$25,000.00ViewPoint BankYes4%15$50,000.00West Texas National BankYes2.01%10$25,000.00Worthington Federal BankNo - Ala., Tenn. and Ga. only1.75%10NoneCredit UnionsInstitution nameNationally offered?APYMonthly debit transactions requiredBalance capAddison Avenue FCUYes3.01%12$25,000.00Advantage Plus FCUNo - Credit union area only3.71%12$15,000.00BECUNo - Credit union area only6.17%None$500.00Connexus Credit UnionYes3.25%15$25,000.00Consumers Credit UnionYes4.09%12$25,000.00First New England FCUYes4.1%12$15,000.00MidWest America FCUYes3.01%10$25,000.00Pacific Resource Credit UnionYes3.56%10$25,000.00Provident Credit UnionNo - Credit union area only2.51%10$25,000.00<< Back to the 2010 High-Yield Checking StudyadvertisementRelated Links:Keep savings, checking accounts at 1 bankMarried with separate checking accountsTry high-yield checking for solid returnsRelated Articles:Find high-yield checkingSurvey: High-yield checkingTypes of checking accounts
2010 High-Yield Checking Study » Study results
Bankrate surveyed 211 banks and credit unions to find the best high-yield checking accounts across the country. Fifty-eight institutions offer such accounts.
To see the details of each institution's high-interest checking account, click on the name of the bank or credit union.
<< Back to the 2010 High-Yield Checking Study
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f any checking account feature, customers rated debit cards as the most essential. A whopping 60 percent said they couldn't image living without a debit card.
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