News and advice about debt management.

Sell car to pay student loan

You should sell the car to pay off his student loan, but if there's a balance, make him pay it.

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Debt Management Basics »

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15 dire debt dilemmas

Many with debt woes first opt for self-help, but these plights may be best aided by a financial fitness expert.

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It might not help your credit score, but paid charge-offs look better to lenders and employers.

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Financial Literacy »

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Bounce back from adversity

Rather than wallow in misery, learn from mistakes and move on from bankruptcy, foreclosure, divorce.

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How do I?»

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Get a secured credit card?

Whether just starting out or in some credit trouble, a secured credit card can help build a credit history.

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Debt Management News This Week »

Making a personal loan

When you're asked for a personal loan, don't put your own credit in jeopardy to bail out a relative.

File bankruptcy, keep car

You can sometimes keep your car in bankruptcy. If not, you may be able to protect part of its value.

Debt forgiveness and taxes

After a short sale, you can claim special tax relief on a forgiven mortgage loan. Find out how.

Tap loan for credit card?

Paying off credit card debt with a student loan is misguided. Here's a better approach to take.

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Trends & Analysis »

Compare Rates

Interest Rate Roundup

See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards.

Mortgages

Rates fall to new low

Mortgage rates declined again, and experts are uncertain whether they'll go up or down in the future.

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COFI, LIBOR, prime rate

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Rate Trend Index: Mortgages | CDs

About this index

Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed	5.00%		5.01%
15 yr fixed	4.35%		4.36%
5/1 ARM	3.94%		3.90%

View rates in your area:

Product	Rate	+/-	Last week
30K HELOC	5.20%		5.21%
30K Home Equity Loan	8.07%		8.14%
50K HELOC	4.90%		4.90%

View rates in your area:

Product	Rate	+/-	Last week
48 Mo Used Car	6.71%		6.92%
48 Mo New Car	6.58%		6.84%
36 Mo Used Car	6.86%		7.07%

View rates in your area:

Product	Yield	+/-	Last week
6 Mo CD	0.99%		0.98%
1 Yr CD	1.47%		1.42%
5 Yr CD	2.85%		2.91%

Compare rates:

Product	Rate
Low Interest Cards	9.93%
Balance Transfer Cards	15.04%
All Variable	13.75%

Compare rates:

ByLeslie McFadden

Plastic Rap Blog »

credit cards

Death of overlimit fees?

Few issuers still use overlimit fees, which the new credit card law makes more difficult to charge.

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