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Illness doesn't cancel debt

Decide how much you can pay once you're well, and map out a payment plan with creditors.

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Debt Management Calculators»
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Debt Management Basics»
debt
Equity loan or HELOC?
Home equity loans and lines of credit may seem similar, but there are differences. Which is right for you?
View more Basics »
BySteve Bucci
Debt Adviser»
debt
Illness won't cancel debt
Decide how much you can pay once you're well, and map out a payment plan with creditors.
View more Bankrate Advisers »
Financial Literacy»
debt
Cut credit card limits?
Credit card issuers seem to be cutting card limits arbitrarily. Here's what to do if this happens to you.
View more Financial Literacy »
How do I?»
debt
Get my credit report?
You should review your report at least once a year to be sure it's accurate and to check for identity fraud.
View more How do I's »
Debt Management News This Week»
Chapter 7 conversion
Even in Chapter 7, a high income might require you to pay back creditors, says the Bankruptcy Adviser.
6 tips to fix your credit
So you went bankrupt. Here's how credit repair can make you look better to lenders going forward.
Financial plan dumps debt
Jot down what you earn and spend, create a cushion for emergencies and clear a path to your future.
Chapter 7's stark choice
They could face signing deals to pay first and second mortgages after bankruptcy or forgo the house.
View more debt management news »
Trends & Analysis»
Compare Rates
Interest Rate Roundup
See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards.

Mortgages
Mortgage rates drop again
The 30-year fixed-rate mortgage fell to 5.7 percent, according to Bankrate's weekly survey.

Tracking Rates
Graph rate trends
COFI, LIBOR, prime rate
Your Best Interest Report
Federal Reserve Coverage

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Compare local mortgage rates
30 yr fixed average
5.34%
Mortgages
This is the daily overnight average for a 30-year fixed mortgage.
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Mortgage purchase:
Compare local home equity rates
30K FICO-based HELOC average
5.87%
Home equity
This is the daily overnight average for a $30K HELOC.
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Home Equity Loan Home Equity Line of Credit
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Compare local CD & investment rates
1 Yr CD average
1.93%
CDs
This is the daily overnight average for the 1-year CD.
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Compare checking accounts
Interest Checking average
0.64%
Checking
This is the daily overnight average for an interest checking account.
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Compare local auto loan rates
48 Mo New Car average
7.30%
Auto loans
This is the daily overnight average for a 48-month New Car average.
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Compare credit cards
All Variable average
11.04%
Credit cards
This is the daily overnight average for all variable rate credit cards.
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Auto - 30-YR Old Couple average
$1912
Insurance
This is the daily overnight average for auto insurance for a 30-year-old couple.
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Compare student loan rates
Stafford Loan Rate-in school average
6.80%
Student loans
This is the daily overnight average for a Stafford - in school loan.
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About this index
Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.34%
5.51%
15 yr fixed
4.94%
4.92%
5/1 ARM
4.94%
4.84%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.87%
5.81%
30K Home Equity Loan
8.80%
8.76%
50K HELOC
5.87%
5.79%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
7.89%
7.90%
48 Mo New Car
7.30%
7.30%
36 Mo Used Car
7.77%
7.78%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.41%
1.41%
1 Yr CD
1.93%
1.96%
5 Yr CD
3.01%
3.06%
Compare rates:
Product Rate
Low Interest Cards 9.09%
Balance Transfer Cards 13.56%
All Variable 11.04%
Compare rates:  
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ByLeslie McFadden
Plastic Rap Blog»
credit cards
Card issuers are jacking up rates and fees before the new credit card reforms take effect.
View more Bankrate Blogs »
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