Student Loan Calculator

How long will it take to pay off your student loan? Use the student loan calculator below to estimate what your monthly payments will be. You can also see how making extra payments will affect your pay off date. Simply enter the fields below and click on calculate.

  • Loan amount:
  • $
  • Loan term:
  • years or months
  • Interest rate:
  • % per year
  • Loan start date:

  • Monthly Payments:
  • $

Extra payments

Calculate the impact of extra payments using any combination of the inputs below.

  • Adding:
  • $    to your monthly payment
  • Adding:
  • $ as an extra yearly payment every
  • Adding:
  • $ as a one-time payment in  

  • Changes paid off date to:

Student loan resources

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Student Loan Averages
Product Rate Change Last week
Stafford Loan-in school 4.45%  0.69 3.76%
Stafford Loan-after school 6.00%  0.69 5.31%
Plus Loan 7.00%  0.69 6.31%
Private Student Loan See Rates

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