8 ways to avoid getting conned
Debit card fraud is expanding and, unlike credit card fraud, your losses can be much more extensive and your money harder to recover. Some ways to make using a debit card safer include the following:
- Run your purchases as credit so you don't have to input your PIN.
- Always double-check your card when a clerk, cashier or waiter hands it back to you and make certain it's the same card you handed over.
- Be suspicious of people who want to stand too close to you when you're using your debit card, particularly when they are using a cellphone. They could be recording your debit card information with their camera.
Check your accounts frequently -- daily if possible. If you see an unauthorized withdrawal, contact your bank immediately. With a debit card, the faster you act, the faster you limit your liability.