| American Express |
- ATM withdrawal: N/A
- Credit card purchase: 2.7% of each transaction after conversion to U.S. dollars
- Debit card purchase: N/A
- Credit card cash advance: 2.7% of each transaction after conversion to U.S. dollars
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| Bank of America |
- ATM withdrawal: $5, plus 1% international transaction fee (If you are a U.S. Trust, Bank of America Private Wealth Management Client, Premier Banking Client, Client Managed or a Bank of America associate, fee is waived.)
- Credit card purchase: 3% charge on point-of-sale purchases after conversion to U.S. dollars
- Debit card purchase: 3% charge after conversion to U.S. dollars
- Credit card cash advance: 3% charge after conversion to U.S. dollars
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| BB & T |
- ATM withdrawal: 3% plus $5 for each withdrawal
- Credit card purchase: 3%
- Debit card purchase: 3%
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| Capital One |
- ATM withdrawal: None for online accounts, $1.50 for some accounts opened in bank branches
- Credit card purchase: None
- Debit card purchase: None
- Credit card cash advance: None
- Fees charged even if transaction is in U.S. dollars?: No
|
| Chase |
- ATM withdrawal: $3 withdrawal fee; 3% conversion fee
- Credit card purchase: 3% charge after conversion to U.S. dollars
- Debit card purchase: 3% charge after conversion to U.S. dollars
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: No
|
| Citibank |
- ATM withdrawal: 3% charge after conversion to U.S. dollars, plus $1.50 per transaction (excluding Citigold and Private Bank customers)
- Credit card purchase: 3% charge after conversion to U.S. dollars
- Debit card purchase: 3% charge after conversion to U.S. dollars
- Credit card cash advance: 3% charge after conversion to U.S. dollars
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| Discover |
- ATM withdrawal: N/A
- Credit card purchase: 2% charge on point-of-sale purchases after conversion to U.S. dollars
- Debit card purchase: N/A
- Credit card cash advance: 2% charge after conversion to U.S. dollars
- Fees charged even if transaction is in U.S. dollars?: No
|
| Fifth Third Bank |
- ATM withdrawal: 3% charge after conversion to U.S. dollars.
- Credit card purchase: 3% charge after conversion to U.S. dollars
- Debit card purchase: 3% charge after conversion to U.S. dollars
- Credit card cash advance: 3% charge after conversion to U.S. dollars
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| HSBC |
- ATM withdrawal: 3% charge, except for the HSBC Premier Debit MasterCard and World MasterCard, which are 0%
- Credit card purchase: 3% charge, except for the HSBC Premier Debit MasterCard and World MasterCard, which are 0%
- Debit card purchase: 3% charge, except for the HSBC Premier Debit MasterCard, which is 0%
- Credit card cash advance: 3% charge, except for the HSBC Premier Debit MasterCard and World MasterCard, which are 0%
- Fees charged even if transaction is in U.S. dollars?: No
|
| PNC |
- ATM withdrawal: $3.50 (This fee is waived for PNC free-checking customers with an average minimum balance of $2,000 for the statement period.)
- Credit card purchase: 3%
- Debit card purchase: 2.5% on purchases and cash advances
- Credit card cash advance: 4% with a minimum of $10 plU.S. normal cash-advance fees
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| RBS Citizens |
- ATM withdrawal: 3%
- Credit card purchase: 3%
- Debit card purchase: 3%
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| Regions |
- ATM withdrawal: 3%
- Credit card purchase: 3%
- Debit card purchase: 3%
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| Suntrust |
- ATM withdrawal: 3% plus $5 for each withdrawal for some accounts
- Credit card purchase: 3% of the purchase amount for Preferred and Platinum cards; 1% for Signature card
- Debit card purchase: 3%
- Credit card cash advance: the greater of $10 or 4%
- Fees charged even if transaction is in U.S. dollars?: No
|
| TD Bank |
- ATM withdrawal: None
- Credit card purchase: 3%
- Debit card purchase: None
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: No
|
| USAA Credit Union |
- ATM withdrawal: 1%
- Credit card purchase: 1%
- Debit card purchase: 1%
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| U.S. Bancorp |
- ATM withdrawal: $2 per withdrawal
- Credit card purchase: 2% charge on point-of-sale purchases after conversion to U.S. dollars
- Debit card purchase: 2% charge on point-of-sale purchases after conversion to U.S. dollars
- Credit card cash advance: 3% charge after conversion to U.S. dollars (If no currency conversion takes place, fee is reduced to 2%. Cash advance fee is 4%.)
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| Wells Fargo |
- ATM withdrawal: $5 per withdrawal
- Credit card purchase: 3% of the transaction amount for credit card purchases
- Debit card purchase: 3% of the transaction amount for debit card purchases
- Credit card cash advance: The larger of 4% or $10 of the cash advance amount if taken via an ATM; the larger of 4% or $20 of the cash advance amount if the customer goes into a financial institution
- Fees charged even if transaction is in U.S. dollars?: No
|
| First National Bank of Omaha |
- ATM withdrawal: 2%
- Credit card purchase: 3%
- Debit card purchase: 2%
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: Yes
|
| Navy FCU |
- ATM withdrawal: No additional fees
- Credit card purchase: 1%
- Debit card purchase: 1%
- Credit card cash advance: No additional fees
- Fees charged even if transaction is in U.S. dollars?: Yes, but debit transactions conducted overseas in dollars have a reduced fee of 0.8%
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