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Free credit reports from Credit Karma

By Jeanine Skowronski · Bankrate.com
Friday, August 1, 2014
Posted: 3 pm ET

Wish you had constant access to your full credit report? Now, thanks to Credit Karma, you can.

As of Wednesday, the credit monitoring site has been offering its users full credit reports … for free!

These reports, updated each week using data from credit bureau TransUnion, feature contextual information and highlights to help people better understand their credit profiles. Users are able to view their report at any time, print out hard copies for their records and access a library of reports dating back to when they originally registered for the service.

And, yes, unlike some credit monitoring services, which have been known to advertise a "free" report to get customers to (often unwittingly) sign up for long-term subscriptions, Credit Karma's reports truly won't cost you a thing.

Credit Karma offers free credit report

A snapshot of Credit Karma's new free credit report.

"From the beginning we believed in offering consumers better insights into their credit for free," says Bethy Hardeman, consumer advocate for Credit Karma. "The credit report was just the next step in the process."

The service can certainly come in handy.

Thanks to the Fair Credit Reporting Act, everyone is entitled to a free credit report from each of the major credit bureaus once a year. But these reports, which can be obtained by visiting Annualcreditreport.com, won't come with a score. (You'll have to purchase that for a small fee.)   

Plus, weekly credit monitoring could help any number of consumers affected by the recent string of data breaches. Suspicious items on a credit report are a tell-tale sign your identity has been compromised.

You can sign up for the service on the Credit Karma website. Existing Credit Karma customers will automatically have access to the weekly updates.

Follow me on Twitter: @JeanineSko.

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3 Comments
Antonio ryan
October 01, 2014 at 2:31 pm

I need credit report

Shayne Hadlock
September 11, 2014 at 10:03 am

All 3 scores

marquitta williams
August 26, 2014 at 4:08 pm

all three credit report

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