Credit Scores Topics | Bankrate.com

Credit scores

	7 secrets your credit report won't reveal Not every financial skeleton will make it into your credit report. Find out which items are excluded. Unresolved credit disputes can get messy When does old debt fall off credit report? 6 items to review on your credit report

	Recent credit scores stories
	I paid my debt. Why is it still 'charged off'? Financial missteps can linger on your credit report for years. Here's how to fix them. How to dump credit report debt that isn't yours Set the record straight when your credit report lists accounts you don't have. Here's how to fix your horrible credit score Don't get discouraged when your bad credit score doesn't turn "good" when you do. 6 facts every woman should know about credit Whether you're dating, marrying or divorcing, it pays to have a good relationship with credit. Establish credit by co-signing a car loan? If you have no credit, co-signing a car loan with someone who does can help, but it's risky. How to correct an erroneous credit report When father and son have the same name, a credit report can get fouled up. Learn how to fix it. Are late payments stuck on credit report? Late payments are a blemish to any credit report, but there are ways to help erase them. Your credit report is used for what? The Fair Credit Reporting Act allows companies to buy your credit information for "business needs." Video: What is a credit bureau? Feel like you are being watched when it comes to managing debt? You are -- by a credit bureau. Video: What is a merged credit report? This type of blended credit report provides a complete picture of an individual's credit history. Video: What is default? Can't make the agreed upon loan payments to your lender? Then you are in default. Video: What is a credit score? This three-digit number represents how much risk there is that you won't pay back debt. Dispute charged-off debt on your credit report? An old charge-off proves a lengthy credit history. Better check your credit report before keeping it. Old charge-off accounts sting credit report Only time and good financial behavior will hide this debt "scar" on your credit report. Play dead to get deceased's credit frozen? Having to settle a deceased person's estate is hard enough without roadblocks from credit bureaus. FICO insider explains credit scores How do credit scores work, and how often can they really change? Missed appointment charge hurts credit If your doctor's bill goes unpaid long enough, it could lead to sick credit. 8 steps to rid credit report of old debt When debt remains on your credit report past its expiration date, get it removed. Rental payments on credit report Looking to establish or boost your credit history? Paying your rent on time can now help. Improve your credit score Learn what steps to take to improve your credit score -- and save you money in the long run. Hubby unmasks wife's secret credit affair A dishonest spouse can ruin your credit. But you have options. 6 credit report items that scare lenders Your credit history can reveal risk not necessarily reflected by your credit score. Frozen credit report: For your 'ice' only? Don't let a credit agency give you the cold shoulder if you want to review your frozen credit report. Can bad credit ruin your job search? A credit check may or may not sink your job prospects. Here are seven facts to know. Debt dropped from credit report still owed You may still be liable for a bad debt even after it drops from your credit report. Demand Fair Credit Reporting Act rights Take action if your lender isn't supplying required payment information to the credit bureaus. Each spouse gets free credit report Each spouse is entitled to a free credit report, and should check them regularly for errors. 7 smart steps to a cleaner credit report Finding credit after bankruptcy means sprucing up your credit report. These tips will get it done. Debt not on credit report? Pay anyway Take care of bad debts, even if for some reason they aren't on your credit report. Should settled debt be on credit report? If your credit report doesn't reflect a debt settlement, it's not necessarily a good sign. Do you know what's in your credit report? Knowing what is, and isn't, on your credit report is the first step to controlling debt. How to fix credit report errors You're responsible for errors on your credit report. Here's what to do if there's a mistake. FinReg includes free credit scores A provision in the Consumer Protection Act will bring widespread free access to credit scores. Remove charge-offs from credit report? If a charge-off on your credit report shows it has been paid, will it still hurt your credit? 11 credit report myths When it comes to credit information, what you think you know that isn't true can really hurt you. Dispute high balance on credit reports? If yearly credit reports show an inaccurate high balance, it might not be worth disputing. How do I: Get my credit report? You should review your report at least once a year to be sure it's accurate and to check for identity fraud. How to correct a credit report error Take these steps to dispute inaccuracies on your credit report. Video: Closing account hurt credit score? If you need to close a credit card account, you can minimize the damage by following these steps. Fixing mistakes on your credit report Roughly 70 percent of all credit reports contain mistakes. It's your job to rectify them. Some debts stain credit report for years You can clean up your finances in bankruptcy, but some debt mars your credit report long-term. Checking and reading your credit report A bad or wrong credit report can cost you. Understand it and fix your credit before your finances are affected. Military checks credit report for different reasons Be upfront about your debt. The military is interested in reliability, not lending you money. How to read a credit report Learn how to decipher the four sections that comprise a credit report, and why consumer credit reports are better. Credit reports and scores: Introduction Credit reports: learn how they're compiled, how to read them and what you can to do fix mistakes. 'Soft inquiry' into credit report won't hurt credit score Creditors who look at your credit report do not see "soft" inquiries, which do not damage your FICO score.

Compare Credit Card Rates

All Variable average
15.24%

About our rates

About this index

Credit Card Averages

Product	Rate
Balance Transfer Cards	15.92%
Cash Back Cards	16.34%
Low Interest Cards	11.01%
Rewards Cards	15.80%

Compare rates:

Partner Center


	Bankrate is now on Facebook^® Get alerted when rates change Subscribe: RSS Feeds Daily newsletters full of $$ tips

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Credit scores

7 secrets your credit report won't reveal

Recent credit scores stories