smart spending

7 stingy steps to curb impulse buying

Enter the store with a clear mind
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"With a clear mind, you can shop intentionally," says Cass Grange, a financial adviser at Lucien, Stirling & Gray Advisory Group in Austin, Texas.

Along with a clear mind, you should always be thinking about your long-term goals. When you're saving for a vacation or something that really matters to you like retirement, keeping that in mind makes you less apt to take part in impulse buying, says Grange.

"Remember, a lot of what we buy doesn't make us happy," says Grange. "To avoid that, visualize what you're going to do with what you buy -- and if you don't have a good plan for it, don't buy it."




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