Chapters:Rent or buy?Rent or buy?Should you buy or rent?How much can you afford?Mortgage typesMortgage typesAbout fixed-rate loansAbout ARMs7 facts about FHA loansOther mortgage typesKnow before applyingKnow before applyingYour credit scoreAbout down paymentsLow down payment loansBeat student loan debtPMI (mortgage insurance)Should you pay points?How lenders set ratesWhy get a preapproval?ApplyingApplyingAvoid mortgage mistakesQ's to expect from lendersPapers you'll be asked forGood Faith Estimate guideDisclosures you'll getRate lock Q-and-AFrom approval to closingInspections and insuranceSnags can trip you upWhen you're rejectedClosingClosingWhat to expect at closingAbout escrow accountsOwningOwningAbout mortgage servicingWhy your payments changeThe scoop on paying aheadRemoving PMIRefinancing the mortgageHow to avoid foreclosure
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Don't rule out adjustable-rate mortgages as interest rates rise.
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