Free credit reports and the credit reporting agenciesConsumer-friendly laws allow everyone to receive one free credit report from each agency every 12 months. Instead of going to each of the bureaus, consumers can get all three from one centralized source. Experts recommend staggering the requests every four months to keep a lookout for suspicious activity or errors. For example, request a report from Experian in January, then get a report from TransUnion in May and follow up in September with a report from Equifax -- then start again in January.
Get a free credit reportOrder your free credit report one of three ways•Visit
•Call 877-322-8228•Complete the form on the back of the
Annual Credit Report Request brochure. Mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281.
Credit reporting agencies•TransUnion LLC
P.O. Box 2000
Chester, PA 19022
P.O. Box 740256
Atlanta, GA 30374
National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
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Free credit reports and the credit reporting agencies
Order your free credit report one of three ways