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Mortgage Loan-to-Value Calculator
Whether you're wondering if you have enough equity to qualify for the best rates, or you're concerned that you're too far upside-down to refinance under the Home Affordable Refinancing plan, the loan-to-value ratio is important.

To find out your loan-to-value ratio, enter the amounts below.
Current appraised value or market value of home:
Outstanding balance on first mortgage:
First mortgage loan-to-value (LTV)  

Have a second mortgage or other lien on the property? Continue below.
Current balance on home equity line or home equity loan:
Enter the amount of any other liens on the property (tax liens, mechanics liens, etc):
Cumulative loan-to-value (CLTV)  
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About our rates
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About this index
Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.03%
5.06%
15 yr fixed
4.41%
4.49%
5/1 ARM
4.04%
4.10%
30 yr fixed refi
5.14%
5.18%
View rates in your area:
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