Mortgage Loan-to-Value Calculator

Whether you're wondering if you have enough equity to qualify for the best rates, or you're concerned that you're too far upside-down to refinance under the Home Affordable Refinancing Program, the loan-to-value ratio is important.
To find out your loan-to-value ratio, enter the amounts below.
Current appraised value or market value of home:
Outstanding balance on first mortgage:
First mortgage loan-to-value (LTV)
Have a second mortgage or other lien on the property? Continue below.
Current balance on home equity line or home equity loan:
Enter the amount of any other liens on the property (tax liens, mechanics liens, etc):
Cumulative loan-to-value (CLTV)

Compare Mortgage Rates

Zip code:

Product:

30 yr fixed average
3.94%

About our rates

About this index

Mortgage Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed mtg	3.94%		4.03%
15 yr fixed mtg	3.07%		3.18%
5/1 ARM	2.82%		2.79%
30 yr fixed mtg refi	3.94%		4.01%

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